You need A General Liability Insurance Policy
Any insurance agent or website can provide information about business liability insurance, but it may be best to check with the Small Business Association (SBA) or an attorney to learn the most advisable coverage for a specific business or business type.
Comprehensive general liability coverage for a small business quotes an be obtained from a local State Farm agent, or quotes can be solicited from the many internet only insurance firms.
Some websites that offer information on small business liability insurance include the Small Business Administration (SBA) website, which provides guidance on different types of insurance coverage, and insurance company websites such as Progressive, State Farm, and Allstate, which offer information on their specific liability insurance offerings for small businesses. Additionally, business insurance comparison websites like Insureon and CoverWallet can provide information on different insurance options and help businesses find the right coverage for their needs.
In most cases, your homeowner's insurance will not become more expensive when you purchase a swing set. However, a small number of agencies will require that you increase your liability coverage. Even if you are not required to increase your liability coverage, you should consider doing so.
If the parties are small events at your home then your homeowners insurance should be sufficent to cover any liability concerns. If it is some big event you can purchase special event coverage to provide liability insurance for the event. These are suprisingly inexpensive for one or two day events.
Yes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.
Infinity Car insurance has a basic car insurance package which would include your basic liability coverage and a small deductible. You may want to contact them for further information on the rates, terms, etc.
Generally, a standard one million dollar liability policy is what most have.
You can get information about small business liability insurance from almost any insurance company, even the ones that advertise for auto insurance. The Nationwide company has liability insurance for businesses. Information can be found on the official website.
If you run a small daycare out of your home, you can sometimes add an endorsement to your home insurance for about $150.00 oer year. The limit is usually 4-6 children. If you are operating a larger day care in your home, the cost of insurance may start at $1,000 per year or more depending on size, experience, etc.
No, That's what Medical Insurance is for. Homeowners insurance is "Property Insurance", not personal injury or medical insurance. Home insurance usually come with a small amount of medical coverage, (500 to 1k dollars) for minor household injuries. Contact your insurance carrier to determine if you have this coverage. Most home insurance policies also carry liability coverage in the event you are held liable for injury to a third party. The named insured can not be liable to themselves.