A collection agency can call anyone. The Fair Debt Collection Practices Act indicates that they cannot identify themselves as a collection agency to anyone other than the debtor. Other activities that restrict them include: Sending a postcard or an envelope with a designation that indicates it is from a collection agency, contacting the debtor outside of legal accepted hours of business, publish a list of debtors, or advertise a debt.
See the following website for the text of the Fair Debt Collection Act: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
It's a collection agency that call themselves "RSA."
Yes but if you tell them to stop they have to comply.
Yes you tell the collection agency you will pay ONLY if they can give you a letter that say they will delete the item from your report it's call pay for deletion
The first time a collection agency contacts you, it must give its name and address, and the name of the original creditor (the business or person you owe money to). It must also tell you in writing the amount of the debt and any fees which have been added, such as interest or collection fees. You must also be informed of your right to dispute the information. * A collection agency cannot call or write to you more than three times a week. Only one of those calls can be at work. You cannot be called between 9 pm and 8 am. * A collection agency cannot harass, intimidate, threaten, or embarrass you. It cannot threaten violence, criminal prosecution, or use offensive language. * If you send a written statement requesting a collection agency to stop, it cannot continue to call or write to you to demand payment. If you have an attorney, the law prohibits a collection agency from contacting anyone other than your attorney. If you do not have an attorney, the agency can contact other people only to find out where you live or work. The collector cannot tell these people that you owe money. In most cases, the collection agency can contact another person only once. These same rules apply to contact with your employer.
Nope. Advise the collection agencey that this was settled with the original creditor. You may have to provide them with a copy of a canceled check or money order. You can also have the creditor call the agency. Some will, some won't.
A collection agency can (and will) call you every day if necessary. When a person owes someone else money, they are expected to pay for the services rendered. Nothing in life is ever free - we must all pay our bills and do whatever it takes, 2nd or 3rd jobs, doing away with the internet or cable television, drive less ... whatever it takes, the money must be paid to the collection agency or to whom it is due.Think of it as if someone owed you money ... you would also want to be paid and would call that person until you got paid.The question was not CAN a collection agency call, but how many times a day. If they speak to you, they are not allowed to call again that day. That is considered harrassment.
I recieved a call from a collection agency but not able to find any info on the company. How do I know its legit? Company is Action Collects. Company was very rude with a customer that is willing to pay balance in full.
no ,they also cant call before 9 am or after 9 pm
they will send it to crediotrs and then a collection agency will call you.. your creidt score will go down
ONLY if you let them do it. Call a local attorney now.
Not legally, no. Call them and demand they replace your funds.