The general theory or principle of homeowners insurance as it pertains to the structure itself is to repair or replace it to its pre-loss condition. It does not cover issues that are caused by deferred maintenance.
Coverage for Structural integrity and quality of workmanship issues are generally addressed under the Buyers Home Warranty offered through the realtor at the time of purchase. However, there are limitations to what the warranty will cover; the one we purchased would not cover appliances for 60 days after purchase.
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
HSBC provides all kinds of Home Insurance, from basic structural cover to full home and contents. They also offer emergency repair cover as well as specialized landlord cover.
Almost all policies will cover living expenses if a homeowner is forced to move.
Homeowners Insurance is what you need to cover a home.
Yes, but it does depend on what the cause of the structural damage was. You need to look at your schedule of covered perils. Home owners insurance policies generally provide coverage for sudden accidental losses such as Fire, Wind, Hail, Falling objects, etc. See your policy schedule for a list of covered perils.
You home owners liability insurance should cover it.
NO, Homeowners insurance does not cover automobiles.
Insurance can be used to cover a number of things such as: life insurance, auto insurance, travel insurance, home insurance, and business or corporate insurance.
Your homeowners insurance covers your home structure.
No, the home policy does not cover the occupant of the home, including pets.
No, diamond car insurance don't cover the loss of jewerly. They cover different kind of insurance like car insurance, home insurance and travel insurance.
No, Homeowners insurance does not cover the cost of lost keys.