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Can parents be sued for liability for a 19-year-old child on their insurance in the event they are charged with causing a personal injury accident?
Generally parent's cannot be held responsible for damages caused a child who has reached the age of majority, which in most states is 18. Four states have different age of majority statutes, they are Alabama and Nebraska 19 years old, Mississippi and Pennsylvania 21 years old (with some annotated exceptions). Regardless of the age responsibility for personal injury claims often depends upon specific circumstances. For example how the injury resulted, was it the result to a traffic accident, on property owned by the parents, can any negligence by other parties be attributed to the injury/damages, and so forth. Personal injury attorneys are very good at "working the system" to obtain the maximum damages award possible. It would be in the best interest of the parties involved to consult an attorney who is versant on state laws pertaining to personal injury claims.
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If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?
No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage…. s from other contributors Usually they don't. If you had no type of uninsured motorist protection which doesn't cost that much it's in your hands basically to repair your damages. You could sue the assailant for everything they are or ever will be worth but after you win the case they will eventually declare chapter 7 bankruptcy and you'll never get anything from them. Take my suggestion and GET uninsured motorist coverage on your next vehicle. It may cost a little more but it's well worth it. another answer: I live in Texas, and, yes, the liability only pays for the other vehicle, assuming you were at fault. If the other driver was at fault, their insurance should pay you. HOWEVER, I want to explain something that most people don't know. If you have only liablility, and your car burns, you hit an animal, a tree falls on it, or ANYTHING that is not your fault, including running off the road and hitting something, you are just out of luck. BUT, if you have "COMPREHENSIVE INSURANCE" you will be covered for all of these things. Comprehensive insurance is VERY inexpensive, and if you have to file a claim using it, your rates will not increase. I drive older vehicles, and full coverage isn't feasable, so, I have liability and comprehensive on them. Several years ago, one of my trucks burned, and I was comphensated very fairly for it. If I had had only liability, well, I'd been walking. Please check it out if you are used to paying for only liability. I don't think comprehensive will pay if the other person just didn't have insurance, but, it will pay you if an "act of GOd" has happened, something unavoidable, like fire, and accidents not involving other vehicles. billlyh In the state of Kentucky they have "no fault" insurance which is mandatory even on only liability....so you're covered in the event someone else causes the accident. However, after your car is fixed and there is no other insurance company to collect off, then your insurance will go up to pay for the claim. There is also "uninsured/under insured" riders. Check with your insurance company and state Dept of Insurance.
Answer Homeowners Insurance can not be sued due to a criminal assault.
Laws will vary from state to state. In some places you must call the police only when the damage is over a certain amount. You should check the situation in the place where yo…u live. If anyone has been injured then you need to call for medical assistance immediately. Presumably you have full car insurance. If you have a camera take some shots of the accident. Get contact details of any witnesses, especially if it is not clear who is at fault. Do all the following whether it was your fault or his fault. Exchange contact details as fully as possible. Write down his number plate registration and driving license details. Give him the name of your insurance company. While you are photographing the accident try and get a shot of him too. If the police will come, then call them. If it seems the other driver is under the influence of alcohol or drugs, then call the police. If the other driver admits fault (for example, if he says "Sorry, that was my fault. I shouldn't have crossed that line, or whatever), write down his exact words, if possible. You may have to use them later.
When a car is moving at a certain speed, objects in the car, including people, move at the same speed as well. When a car accident happens, for example the car crashes into a …wall, the car stops moving suddenly because of the obstacle it hits. The people, however, don't meet the obstacle and keep on moving at the same speed they had been moving before the accident. As a result, these people usually hit the front car glass or the steering wheel and get injured.
Can parents of adult children be sued if your adult child still lives at home and their involved in an auto accident?
If the parents own the car then yes. If the adult child owns the car then no.
If the primary has let her insurance lapse due to non-payment is the cosigner in danger of being sued in the event of an accident?
The co-signor isin danger of having to pay the balance due on the loan at all times. If the signor cant afford ins, the notes will be the next thing they cant afford. NEVER C…O_SIGN.
Child Support No because if the father is fathering the child he is giving the child support by being with him and maybe buying stuff for him. … * No, the parents would not be legally obligated to pay child support, the ethical issues are a different matter. If paternity is established to the satisfaction of the court then the minor can be ordered to begin paying support once he reaches the age of legal majority (18) and in some cases pay back support from the time paternity was established. There are situations where the property of a minor can be seized for child support purposes, but that is a complicated issue based on individual circumstances.
Answer . Event insurance is (generally) a liability type policy that covers one particular event, such as a carnival, car show, fair, etc. Contact some mulit line agents i…n your area, they should be able to help, if they do not sell this type of policy they will likely be able to refer you to one who does.
It depends on which state you live in and how the accident occurred. Statutes vary from state to state. Some states statutes are 1 year, some are 2 years, etc. Example i…f your accident happened in Illinois, you would have two years after the date of the accident occurred. Or, if you were a minor when it occurred, you would have up to two years after your 18th birthday.
So does that mean you cannot get an umbrella liability policy without having some primary coverage first? I am a landlord. Let's say I am not concerned about property dama…ge or fire loss, just liability. Is there any type of insurance I can buy just for liability? _____________________________________________________________________________________________ In answer to your question, by its very nature, there has to be underlying coverage in order to have an unbrella policy. Otherwise, there is nothing for the umbrella to supplement. Different insurance companies have different underwriting requirements as to the amount of underlying coverage you much have to get an umbrella of a stated amount. Since you are a landlord, and presumably want coverage on the rental property, you may want to look into a Commercial General Liability insurance policy. It is a broad form of policy that covers an array of risks. Only a licensed insurance agent can advise you on what is best for your needs. However, since it is rental property, I do not understand why you would not want insurance on the property itself, such as fire insurance, unless the property is uninsurable. --Luke Brown
Does Texas liability insurance cover if the two cars involved in the accident are register under the same persons name?
Here is the problem with that, "It is not legally possible to be liable to ones self" So no, liability only coverage will not cover damage to your own pr…operty, That's what the comprehensive and collision coverage is offered to you for when you purchase your auto insurance. Comp and Collision provides coverage for your own property, Liability provides coverage for property and injury of others. If you bought liability only, there is no coverage for your own property. Answer: It should, and if it doesn't, there should be other parts of the policy that can pay out. Coverages such as uninsured motorists or medical payments.
You are liable for child support when your child spends more than half his/her time with another custodian. Typically this is worked out in family court. If you do not pay, yo…u can be sued.
"Personal liability insurance can be useful for some people. It protects against financial losses if you are sued for slander, defamation, invasion of privacy, etc. People suc…h as journalists and private investigators usually purchase it."
Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could n…ot cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.
Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually c…overs the hospital expenses and additional expenses.
Check with a local insurance agent on where public event liability insurance can be purchased. Many of the more well known insurance companies do not specialize in this type …of insurance.
If one means the conditions of the event liability insurance, that varies on what is being covered and by who. If you mean the length of a term, it can be any length, whether …short or long term, how long it was agreed upon in the form, and until the event is over.