Can someone who is not related to you be added to an existing policy if that person lives at the same residence and has a drivers license?

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Yes, and especially if they may be driving your vehicle while they are living with you.
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Can you insure another driver on your existing policy even though the other driver has a different address on their driver's license?

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Can a insurance company deny my claim if i dont add someone to the policy whose drivers license is suspended or don't have a license?

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