NO, of course not. It is not possible to liable to ones self.
Your homeowners Liability coverage will pay the cost of defending you in court if someone brings a suit against you. It would also pay for certain judgements won against you should the court find you liable.
In order to file suit against your own homeowners liability insurance you would basically have to sue yourself. I'm sure that any judge would throw the case out just before he orders you to seek psychiatric treatment.
You can sue anybody you want. Even the President. But in this case, the insurance company did not cause your sons death. You will need to sue the neighbor directly and if he has liability coverage then his insurance company might defend him in the suit.
It would depend on what kind of insurance you are talking about. If you are talking about homeowners or liability insurance, it would depend on whether it was felt there was some sort of liability to someone. Usually "intentional acts" are excluded from coverage so it is highly unlikely a claim against an insurer would be successful.
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
The liability coverage on your homeowners policy will protect you from anyone that is hurt on your property and tries to sue you. As for the roofing contractors, you would need to make sure they are licensed and bonded themselves so any damage they cause will be covered. If you are looking for a roofer, do not hire anyone who does not carry their own business liability policy. I am an insurance agent and this answer is based on my knowledge of insurance and claims, but you can go to the following website to read frequently asked questions on insurance quotes and claims. This is the website I found additional answers for your question: http://www.insurancequotesfaq.com/homeowners-insurance/homeowners-insurance-2126.html
No, that's what pet insurance is for. you can however sue the attacker.
No. To help with the question...will you sue yourself?
yes
Why would you sue your own insurance?
They could sue you for negligence and loss would be covered under your liability section of your homeowners policy. Also, they could recover doctors bills or medical for the incident under your guest medical coverage.
Time to sue.
You can sue anyone you want, But you would lose in this circumstance. You would also be required to cover all the legal expenses and attorney fees for the entity you sued after you lose the case. Homeowners Insurance does not cover auto accident claims, that's what auto insurance is for.
the standard policy says two years