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Can your employer apply for a company credit card in your name without your permission?
Wiki User
∙ 8y ago
Ordinarily, that would be fraud, but from the credit card co. standpoint, you accept responsibility once you make a purchase on that card, in most cases. It will report good and/or bad on your credit once you begin usage. Just keep the card very secure for fraud purposes, that can get very messy if someone gets ahold of that info.
Wiki User
∙ 8y ago
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Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Can a company charge fees to credit card without permission?
No...you need to call your credit card company and file a complaint.
Can a company wanting to make a loan pull your credit report without your permission?
No, a company who wants to make a loan is not allowed to pull your credit without your consent. If you've filled out an application form or provided your information to the bank, in the interest of obtaining a loan they have every right (and if in writing, your consent) to do a credit check to view your history.
Can a credit card company lower your credit limit without your consent?
Yes. They have the right to do that. They are the one who is giving you the credit in the first place. Not only can they do that but they can also take away all your credit and close your account for no reason at all if they choose too and they can also sell your account to another company without your permission just because they want too. But they have to notify you that they are doing that. Yes, they can change or even cancel your limit without your consent.
When can your credit report be reviewed by a lender or other entity?
when you ask said lender for a loan, you will sign a release that allows them to obtain your credit report and show it to you.If you are applying for credit, you may give permission for a credit review. Otherwise, your credit cannot be reviewed without your permission.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
Can a company charge fees to credit card without permission?
No...you need to call your credit card company and file a complaint.
You gave a company your credit card as proof of id and they took money without permission?
My guess is that company was a collection agency? Never give anyone your bank info, or credit card info. If the company was a legitimate company you were doing business with and you did not authorize payment dispute the charge with your credit card company.
Is it against the law to run someone's credit without their permission?
Yes it is against the law, because by running someone's credit without permission is committing Fraud.
Can a credit card company activate your credit card before they send it out without your permission?
No. Major reputable credit card companies won't even activate your card until you have the device in your hand.Reputable credit card companies will NOT activate your card prior to sending the card out regardless of your permission. Activation by trustworthy credit card companies ONLY is derived after the card is mailed AND you have provided both identity and physical proof that the card should be activated.AnswerA credit card company is not allowed to activate a credit card unless they have your permission,or there are some type of term or condition that allows them to do that .Try calling the company and ask why it was activated w/o your permission, and definetely make sure that they never do it again,and make sure no other credit card company can ever do that.
Can someone open a credit card account using your social security without your permission?
They could but it is illegal without your permission.
What happens when you use someone elses' credit card?
If they have granted permission. Ideally they'd contact the credit card company to add you as an authorized user.
Can a company wanting to make a loan pull your credit report without your permission?
No, a company who wants to make a loan is not allowed to pull your credit without your consent. If you've filled out an application form or provided your information to the bank, in the interest of obtaining a loan they have every right (and if in writing, your consent) to do a credit check to view your history.
Is it legal for a used car dealership to run your credit more than once without your permission?
Technically, it may be legal depending on the circumstances. A business does not need your express permission to run your credit, but must have a "permissable purpose" for doing so. Credit card companies may re-check your credit to determine continued creditworthiness, car companies can run it several times for several potential lenders, and your employer may run it for background. If the company you are referring to did not have a permissable purpose the second time, it might not be legal.
When can your credit report be reviewed by a lender or other entity?
when you ask said lender for a loan, you will sign a release that allows them to obtain your credit report and show it to you.If you are applying for credit, you may give permission for a credit review. Otherwise, your credit cannot be reviewed without your permission.
Can a credit card company lower your credit limit without your consent?
Yes. They have the right to do that. They are the one who is giving you the credit in the first place. Not only can they do that but they can also take away all your credit and close your account for no reason at all if they choose too and they can also sell your account to another company without your permission just because they want too. But they have to notify you that they are doing that. Yes, they can change or even cancel your limit without your consent.
What is the crime for charging a credit card without permission?
Fraud and Theft
