It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
Certainly, you can get liability insurance which will cover you while driving someone else's car.
I believe you can get liability and perhaps uninsured motorist insurance without owning a car.
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
Yes you can have liability coverage to insure you while driving an auto you do not own.
You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.
Texas Liability insurance simple put is insurance that will cover the other driver's bills if you get into an accident. It will not cover the cost of getting your own car fixed or any medical bills you have.
Yes. It is generically referred to an non-owners coverage. It provides liability protection for you when driving a car that you do not own.
It is liability insurance purchased by a person who does not own a car. Rather than "following the car" as most liability insurance does, non-owners coverage "follows the driver". Therefore, it covers the driver, subject to its terms and conditions, regardless of the car being driven.
Any car that you can own that you only carry liability insurance on.
Your liability coverages should apply, if you feel you need more coverage when you are renting a car then when you are in your own car I would go ahead. Usually their insurance is not necessary, I would verify this with your agent though.