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Do you need insurance to ride a 49cc gas scooter on the road in Florida?

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You do not need to carry motorcycle or motor vehicle insurance..

HOWEVER, you need PERSONAL LIABILITY insurance AND you NEED a Valid Drivers License!


ANY vehicle with anything OTHER than ONLY Electric and/or Pedals and you NEED a drivers license.

Electric Bicycle - No DL needed.
Electric Scooter - No DL needed.
Gas Scooter with NO SEAT and can not go over 20mph - No DL needed.

Basically ANY vehicle that is gas powered AND has a seat, you need a license.
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