A car must be insured by a company authorized to write policies in the state where the owner or primary operator resides.
994 means the vehicle is self-insured by the company it is registered to. Example : the NYPD uses 994 to indicate that they are self-insured.
Yes, If your currently insured vehicle is traded in or upgraded then the newly purchased vehicle is automatically covered for the first 30 days with the exact same coverage as the vehicle you traded in. Within these thirty days you are required to notify your insurer of the vehicle change. Failure to notify the company within the required time period can void or nullify coverage on the newly acquired vehicle. Not that if the Newly purchased vehicle is an additional vehicle purchase, meaning it is not substituting or replacing an already insured vehicle, it may not be covered at all until added to your policy. This will vary by your state insurance laws. you have to notify your insurance company and they will transfer it to you until you can take it in to them to see and fill out forms.
No. The insured must be the owner of the vehicle. You cannot insure something that you do not own. This is in any state. You don't want to find this out when you have a claim. The insurance company cannot pay a claim on a vehicle where the owner of the vehicle is not the insured on the policy. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
That question doesn't really make sense. Yes your vehicle can be registered anywhere you have place of residency but uhh insurance is who ever your insurance company is IE. USAA, State Farm.....
No you can't. I'm having the same problem! In Michigan the Secretary of State requires a vehicle to be insured before you can register it but my insurance company requires the vehicle be registered in my name before they will insure it!
Yes, however I recommend the vehicle should be the named insured's vehicle as Oregon police force will harass you.
There are exceptions!If you are traveling, this is allowed within most adjoining states and countries. A good example exception is Mexico and USA If you are operating a commercial vehicle the rules can and are different. Each commercial vehicle is insured to be operated in certain places only.Living in another state:Living in another state will only be allowed if the insurance company knows.
yes
30 million
It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle
In most states insuring a family members vehicle is acceptable. If it is not in your state then the vehicle can be insured in the sons name with you as an additional driver.
If the vehicle is currently registered (i.e.: has valid current tags) the state requires that it be insured. If the vehicle is not currently registered, it is not required that it be insured - but NOBODY may operate it.