No.
Anything that is owned by the homeowner would not be covered by renter's insurance. That would be the building, any appliances, the furnace, sinks, tubs, floors, walls, etc.
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
There are numerous possible examples of things that business insurance would cover. Business insurance will cover things such as property damage and work casualties.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
what is a SR22
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
Depends what kind of insurance you have, car insurance probably won't
Hardwood floors are a beautiful and classic way to cover your home’s floors. Whether you own an older home with original hardwood floors or a newer one with recently added hardwood floors, you definitely have beautiful flooring in your home. But, just like anything that is beautiful, hardwood flooring takes some special maintenance and care to maintain its natural beauty. Avoid damage to your beautiful wood floors. Don’t move furniture across your hardwood floors without ensuring that the furniture is either lifted off of the floors and carried or special furniture moving pads are used - this will avoid dents, gouges and scratches from table legs, couch legs and other furniture pieces. Having a polyurethane coating applied to your hardwood floors is a great way to preserve the natural beauty of your flooring while avoiding water damage. Never use floor cleaners that contain ammonia or bleach on your hardwood flooring. This will cause damage to your floors and will cause you to have to refinish your hardwood floors. Only use cleaning products that are intended for hardwood floors, make sure you read the labels before applying any product and follow all instructions carefully. Before applying any cleaner or polish to your hardwood flooring, make sure you test a small area that is out of sight and make sure it won’t damage your floors. Daily care for hardwood floors is very simple. You can simply sweep with a broom or a dust mop daily and get small pieces of debris and dirt off of your floors. This is important, as small debris and dirt can eventually damage your flooring and its finish, causing scratches, gouges or dulling your floors. Mopping with a specialty hardwood floor cleaner at least once a week will keep your floors shiny, clean and looking great. Never apply floor wax to unfinished hardwood floors, this will cause a film on your floors and can even make them sticky. Floor wax is only intended for use on finished woods, laminate flooring, vinyl flooring and other synthetic types of flooring. Using a product specially formulated for hardwood floors is the best way to go when it comes to making your wood flooring gleam. With these basic tips in mind, caring for your hardwood floors is simple and you’ll enjoy the beauty of them for years to come.
No, this is considered normal wear and tear.
Ask your insurance agent to be sure.
Anything that is owned by the homeowner would not be covered by renter's insurance. That would be the building, any appliances, the furnace, sinks, tubs, floors, walls, etc.
One should clean Brazilian walnut floors by vacumming to remove dust and dirt, then cover high traffic areas with a rug or mat. Spilled liquids should be cleaned promptly.
I have done this and I always have the hardwood installed first. Then I install the ceramic tile. To protect the hardwood floor from getting grout or glue on it I cover the hardwood floor with a soft cover (to prevent scratches) and tape it down. Then place a plastic cover over the hardwood. Then I can install the ceramic tile at the edge of the hardwood creating hardly or no seem and level with the hardwood. When its done it looks beautiful.I would install the tile first , that way you don't risk getting glue or grout on your hardwood.
You can but it won't do anything. Either potty train the dog or get doggy diapers: they're just like baby diapers but they have a hole for the tail.
The following are not covered, "Settling, shrinking, bulging or expansion, including resultant cracking, of pavements,patios, foundations, walls, floors, roofs or ceilings;" Sorry the answer is no.
Building and content insurance coverage can be bought individually or together as a package. Building insurance covers damage to the building such as damage to the roof, walls and floors. Contents insurance on the other hand, covers damage or loss to the personal contents that are contained in the house.
mats where use to cover the floor