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Does homeowners' insurance cover a personal injury claim from another property owned?
Wiki User
∙ 14y ago
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
Wiki User
∙ 14y ago
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Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Does homeowners insurance pay for loss of personal property in the homeowners apartment in another city?
Yes. For a theft loss, conditions and limitations on the amount of coverage may be applicable. Additonally, many policies limit the amount of coverage to 10% of the total policy limit for contents for all covered losses away from the residence premises. //
Can homeowners insurance be replaced by another insurance?
If you are required to carry homeowners insurance by, say, the bank through which you have your loan, you can switch to another provider for insurance at any time (there are a few forms you would need to fill out, but your new agent would be able to help you with that). You wouldn't be able to switch to another kind of insurance, though. The new policy would need to be a homeowners policy.
Do the proceeds of an estate sale involving another persons personal property have to be documented?
I
Is it legal to carry property insurance on someone else's property?
Insurance for someone else's propertyYes, You can legally Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an other insurable interest in that property exists. There are many situations where a third party may need to obtain property insurance such as, Estate Executors, Court Appointed Trustees, Dependents, Bailees, Tenants, Persons holding POA, or living wills, etc..You can not insure the property of another when no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from another persons loss.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Does your homeowners insurance cover your sons property in his apartment in another city?
no
Does homeowners' liability insurance cover a personal injury claim from another property?
Not if the injury occurred away from the home No. And also not if any crime was involved.
Does homeowners insurance in Washington state cover anything stolen on your property even even if it does not belong to you?
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
Will homeowners insurance cover personal property if your dog ate part of a very expensive leather couch?
Not if it is your couch and your dog. If your animal damages a neighbor's property, he may have a claim against your homeowner's liability insurance, or vice versa if it is your property and another person's dog.
Does homeowners insurance pay when personal property is damaged in a fire while vacationing?
A homeowners insurance policy includes up to 10% of coverage C (Personal Property) while off premises. A fire that occurred while on vacation would certainly be covered under this type of coverage. Another incident is a resident child while staying in a dorm at college would also have coverage for personal property while the property was stolen or damaged by fire or windstorm or such at the college dorm.
Should homeowners insurance cover damage to a neighbor's property?
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
Does homeowners insurance cover theft by one guest from another guest?
No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.
Does homeowners insurance cover damage to your neighbor's property caused by construction on your property?
Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.
If you refinance your mortgage do you need to get hazard insurance if you already have homeowners insurance?
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing
Does homeowners insurance have coverage resulting from a pet chewing?
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.
How much extra should it cost to add rental coverage to homeowners coverage?
Actually you can't just add it. For rented property you need Dwelling coverage. Your homeowners insurance policy becomes automatically null and void when the property is rented out to another. You can have your agent endorse your policy for rental dwelling coverage or you can have your agent re-write the policy on the appropriate dwelling coverage form. Homeowners insurance is for owner occupied homes. Dwelling insurance is the landlords insurance for rented properties
