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Does homeowners insurance covers damage done to a property by a hired person?
Wiki User
∙ 12y ago
Generally no. Hired workers are not covered under a home insurance policy.
Homeowners insurance policies do not cover "poor workmanship" But the contractor or repairman's Commercial Liability policy will cover if he damages your property or fails to perform repairs up to the standards that a reasonable person would expect.
This is why you should always hire from established companies that you can verify are properly licensed and insured to perform the work.
Wiki User
∙ 12y ago
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Should homeowners insurance cover cars in garage fire?
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Does homeowner insurance cover your wheelchair?
Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.
Does homeowners insurance cover hail damage to your car in the driveway?
No, Homeowners Insurance covers houses.Auto insurance covers cars.Answerno, autos are not covered under the homeowners - contact auto comprehensive insurer
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
What kinds of things does my homeowners liability insurance cover?
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
I rent a small apartment on his property so will my landlord's homeowners insurance cover damage to my property if there's a leak and my property is ruined?
No. Absolutely not. The landlord's insurance covers damage to his property only. Your property would be covered by renter's insurance. It is fairly inexpensive and well worth it for the coverage and peace of mind.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Does homeowners insurance covers floor damage resulting from moisture?
Depends on where the moisture is coming from. You would need an adjuster or a contractor to look at the property.
Does a homeowners insurance cover death of your child in the home?
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
What is covered by property damage liability insurance?
Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.
What automobile insurance covers property damage?
A. supplementao
