Generally coverage is provided but there can be limiting factors. If it can be established with the utility company that heat was not maintained in a dwelling and there is no winterizing of the Plumbing system a pipe freeze water loss can be denied. Because those conditions are fairly hard to establish in most cases the damage is provided coverage.
You need to turn this claim in, it all depends on your policy form, the perils, exclusions etc.
It may if due to power outage or is storm related, etc. It may not if related to negligence, failure to other utilites available to keep from freezing or poor system design.
As long is the loss itself is covered than yes it is one of the few situations many homeowners policies provide compensation for the plumbing system or appliance that fails.
no it doesn't well it depends on how effective is the problem
Water and coffee spilt on laptop computer is that covered
Heck Yeah UNLESS your policy does not cover it
Yes it normally does.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Mortgage InsuranceNo, Mortgage Insurance is NOT Homeowners Insurance. Mortgage Insurance does not cover your home at all.Mortgage Insurance covers your finance note, not your home.
Building insurance is insurance that can cover damages to your building and the costs. This insurance can cover different things such as interior decorations, pipes, drains, etc. If rebuilding your property is necessary it should be covered under the building insurance. You can buy building insurance from most insurance companies. A little research may have to be done to get the best value and the cheapest rate.
yes
If pipes are frozen no water can flow, so water meter shouldn't be registering anything. But if pipes are frozen it's a good idea to turn the water off at the inlet. That way you have a chance to discover and leaks and damages when the pipes thaw w/o getting the whole place flooded.
Each insurance company is different, some i know will cover any pipe underground if its located within the footprint of your home, if its outside the home they may cover if its a specific peril such as rupture, if its just old and breaks then no this you will have to pay for. More information is needed to asses your situation
Insurance companies do not cover plumbing pipes, most insurances will only cover geysers as far as geyers are concerned
depends on what type of piping you are talking about. Are you talking about frozen pipes bursting or High temps??
This will vary depending on how your policy is written. Some policies will only cover pipes bursting, while others will only cover catastrophic water damage (flooding due to abnormal circumstances). You need to call your insurance agent to find out.