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Does the auto insurance company notify of an accident if a person was driving under another person's name who is paying for the insurance?
Wiki User
∙ 13y ago
If what you are asking is whether the insurer notifies the insured that the person was driving under his/her name when a collision occurs, the issue will probably not arise until a first or a third-party claim is made. At that time, the insurer will investigate, and will need to know the identities of the parties involved.
If the person who was driving was not listed on the application/policy as an authorized user of the car, coverage will probably be denied. This is because a premium was not paid to insure that person. Premium is based upon various risk factors personal to the person/people to be insured, and this person's risk factors would not have been able to be considered by the insurer, and therefore, no premium calculated or paid.
Wiki User
∙ 13y ago
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Can your driving record be checked by your insurance company?
Yes. Plan on it.Answeryes, your driving record can be checked by your insurance company and other companies if you got in a car accident.....
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
If my nephew is driving my company truck and has an accident do I file the claim on my insurance or the nephew?
no
If you have an accident while driving another person's car will your insurance or the owner's pay the claim?
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Which companies offer drink driving insurance?
Drinking and driving is illegal everywhere. No insurance company can provide a policy for illegal activities. Drinking and driving is dangerous, not to mention that if a car accident were to happen, insurance would not cover it.
If someone was driving a car without a license and had an accident can you still get your car fixed?
depends on the insurance company
Whose auto insurance will cover you if driving another person?
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
If you received a ticket for careless driving but the officer said the accident was unreportable will your insurance premiums increase?
When the insurance company finds out about it, possibly. I imagine that it depends on your insurance company, but I'd say yes.
In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.
What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
If you are driving another persons car with permission and have an accident and the car you are driving is uninsured will your insurance pay to get the car fixed sicne you were at fault?
Yes!
