What would you like to do?
Probably. A smart RV park owner will make sure that ALL the vehicles in the park are currently licensed and insured, whether they are mobile homes or cars and pickup trucks. Derelict vehicles look bad and make the property look run down. His liability insurance policy may very well require the above rules to keep the coverage current.
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What would be a recommended source for liability and personal property insurance for commercially rented all terrain vehicles?
Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.
Can you take out an auto insurance policy in AZ if your spouse is the registered owner of the vehicle?
Answer You should check with an agent on this. Some states will require the owner to have the policy and list you as a driver.
If you are the registered co-owner of a vehicle but you are not listed as a co-owner on the insurance policy covering the vehicle do you need to be a named co-owner on the insurance policy?
Since the owner or owners can be both be held fully liable for any associated losses or claims related to the operation and ownership of the vehicle. It would be foolish not t…o protect all listed owners from financial loss.
Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.
How can you get liability insurance on your mobile home to cover renters of it in a mobile home park in park in Florida?
I would imagine you can. -Consult local insurance brokers.
How can you get liability insurance on your mobile home to cover renters of it It is in a mobile home park in Florida?
Consult LOCAL insurance companies.
If you are pulled over in a borrowed vehicle that is not registered or insured is the owner or the driver responsible?
This happened to me over the summer. Note that I live in Virginia. The car was in my brother's name and I drove it. We got the car registered before our court day and …came to court with the registration in hand and we were let go.
Effective 100106 all taxicabs are required to maintain the following insurance to register a vehicle in Florida Property Damage Liability must be?
$125,000.00 Effective 10/01/06, all taxicabs are required to maintain the following insurance to register a vehicle in Florida: Bodily Injury Liability per person:…$125,000 Bodily Injury Liability per occurrence: $250,000 Property Damage Liability: $ 50,000 or Combined Single Limit Coverage: $300,000
No, It's not automatic. Most standard Homeowners Insurance Policies do contain some liability coverage but not all companies do that. Many homeowners can and do choose not to …buy the liability coverage. Some companies it comes automatic but others it does not. It just depends on the policy that the homeowner purchased and what options he chose. Specific Question Detail my husband fell off a roof while doing work at a homeowners home , he sustained 7 broken right ribs , a punctured lung and dislocated shoulder. what can i do to get help while he's off work? he spent seven days in the hospital and is unable to get around, we need help with our bills. thank you debbra barbee. The liability for this type of injury would fall on the person or business who accepted the job, not the homeowner. The homeowner and his home insurance company is not liable for a contractors injuries while performing a job unless he or she was the one who intentionally caused your husbands injury. Many states have regulations requiring that home repair contractors carry a license and insurance for just these situations. Your husbands employer should be carrying General Liability and Workers Compensation to cover injuries to his employees while on the job. If your husband is the contractor. He is supposed to be carrying appropriate Insurance to cover his activities as a self employed contractor, otherwise he is taking his chances. Could you imagine a mechanic that gets injured repairing your car and then suing you because it is your car? Everyone would be getting sued all the time. If you hold yourself out to do a job then it is incumbent on that person or business to carry the appropriate coverage for their line of work. Now if your husband was repairing your neighbor or a relatives roof for free and there was no payment agreement involved just as a favor, there might be a small amount of medical coverage usually about 3 thousand dollars for an injury for medical expenses only, But their would be no liability for lost wages or pain and suffering because the homeowner still did not cause the injury. I'm sorry if this does not help your situation much but it's just the way the rules of liability work.
How much does it cost to start a commercial general liability and commercial property insurance policy?
It all depends on the type of business and the size. Commercial general liability and some contents ($10,000 or so) for a small office might be as low as $500 per year. Howeve…r, the cost of insurance may be higher for an apartment building or commercial structure. It is recommended to obtain at least three quotations from reputable insurance companies before making a decision.
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded …under your homeowner's rental policy.
Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?
No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for. If the renter chose not to purchase a re…nter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them.
What is the cost of a general liability insurance policy purchased by a renter to protect the owner of a dwelling from the actions of the renters pet?
It doesn't. Neither Homeowners insurance nor Renters insurance provides coverage for damages incidental to or resulting from from our election of pet ownership.
Usually, the (existing) auto insurance that the renter has on himself - will "follow" the vehicle. One would hope that said renter has full coverage including comprehensive & …collision coverage (and not just "liability") coverage when renting a vehicle. Otherwise, a smashed or damaged rental would be the renters responsibility. All of this assumes that the renter did not purchase insurance coverage from the rental car company. If the renter of the vehicle let another driver use the rental car and that new driver was not listed on the rental form -- then their insurance (the 2nd driver's) would become "secondary." That is, if a liability claim arose and the original renters coverage was inadequate to cover the damages from the claim -- then the driver at the time of the accident would find that his insurer might have to pay something to the party that was hurt to satisfy the total claim amount. If a rental driver maims a plastic surgeon, he may get a judgement for $3 million. Most drivers do not have that level of liability coverage. Hence, the secondary coverage. If both coverage's combined cannot satisfy the claim, then the surgeon could come after the renter and the driver and he will obtain a judgment against the personal assets of the renter and the driver. I have seen folks that have had their paychecks garnished for 35 years -- to satisfy a debt due to an accident and their inadequate insurance. A simple way to protect yourself (if you have any assets) is to purchase an "umbrella policy." Hulk Hogan sued his agent for not recommending an umbrella policy - after his son was involved in an accident that resulted in death. He won in court. Google the terms: "Hulk Hogan and umbrella policy lawsuit." At least that is the way it is in Missouri. All 50 states have their own laws when it comes to insurance. However, the question of coverage following the driver is pretty well accepted.
In Property Law
Unless it is written in a contract that he cannot, then normal laws apply. Normally, you may legally talk about somebody (even if it shows poor judgement or is bad business pr…actise) but you can only be pulled into court if it is slander, some kind of hate speech or shows you have violated a law such as Equal Housing.
If you own the home then I would imagine that's your responsibility. I own mine and have been under and made certain my pipes are in good shape and insulated for winter. The p…ark would have no access to that, so I can't think how they would be responsible.
Does personal liability coverage of a home owners policy in Washington state cover accidental no fault injuries to non-insured injured handymen working on covered property?
No, your homeowners insurance does not provide coverage for injury to hired workers. It is the responsibility of the contractor to carry the proper insurance to cover himse…lf and workers for injuries and losses incidental to the line of work contracted. This is why one should always check out a contractors credentials and verify they carry the appropriate insurance before any work is performed.