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Does your liability insurance cover someone hurt on your new property?
Wiki User
∙ 15y ago
Typically, yes - if you are At Fault. If not, it's possible your liability insurance coverage includes a small amount of coverage that can pay regardless of fault. This is normally included so you maintain goodwill in your community and hopefully avert a lawsuit.
Wiki User
∙ 15y ago
Wiki User
∙ 8y agoIt depends on how and why they got hurt. Bear in mind that contrary to popular belief, a property owner is not automatically liable for any and all injuries that occur on the property. Your home insurance policy's liability will only pay for those injuries that you are liable for.
Simply being the owner does not create a liability. You would need to be the cause of the injury either through action or negligence in order to be held liable.
Most accidental injuries are going to be better handled by our now mandatory health care insurance policy. Our health insurance has no limits and it does not matter how or where an injury occurred.
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What does property damage liability car insurance cover in an accident?
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Is property damage liability car insurance required?
Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.
When borrowing a pickup and hauling furniture something flew out and damaged truck He only has liability will that cover it or will your insurance have to cover it?
Liability would only cover the insured for his damage to the property of someone else. Your insurance will have to cover the damage to his truck.
Will liability insurance cover damage to a person's vehicle caused by someone else?
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
If you only have PL and PD car insurance what does it cover?
PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.
Will just having liability insurance cover your car if it is damaged?
No. Liability covers the others and their property.
What part of your insurance covers someone running into a fence?
The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
What does the liability portion of auto insurance cover?
Caution Laymans Answer! Basically Liability is to cover damage done to outher people and other peoples property.
Does insurance cover in a dwi wreck?
It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.
What does contractor liability insurance cover?
Contractor liability insurance typically covers property damage and bodily injury. It also will cover products and completed operations as well as personal and advertising injury.
Does homeowner insurance cover renters fall?
No, the property owners coverage does not provide coverage for a tenants property or liability.
