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Interest Rates

Parent Category: Loans
When money is loaned out, the customer pays the loan back with a fee. The fee is predetermined at a specific rate. This is called an interest rate.
if i could rearange the alphabet i would put u and i together
The federal government affects interest rates more than any other factor. They set the Fed Funds rate and the Prime rate. Fannie Mae, Freddie Mac, FHA. VA, and USDA loans are all backed or guaranteed by the federal government. Most of these loans are securitized into mortgage-backed bonds. Thus the...
Your question cannot be answered without knowing what period you are talking about. Is the period a year, a month, a day? Compound interest means that interest is added periodically on the latest sum of principle and interest for that period. For example, let's say your interest rate of 5.6 percent...
1) Decrease in the value of savings causes redistribution of assets. This redistribution has associated costs. 2) Increased consumption due to the increased cost of savings causes inflation.
Risk-free interest is the rate of interest which exists when the expected risk of the economic transaction is zero. In most cases, the general interest rates in major banks of a country reflects the nominal interest rate, which is risk free. The real interest rate is simply the nominal interest rate...
A= Principle amount(1+ (rate/# of compounded periods))(#of compounding periods x # of years)
What kind of code is your school ID? 1D or 2D? If you can see the data from the 2D bar code with your eye, there is no need for 2D bar code to exist any more.You can cnctaot me on Yahoo! message. Maybe I can help you if I know what code is it.
an interest rate changes with time
Real interest rate = nominal interest rate- inflation rate. If a burger in 2007 is for $100 and if the same burger in 2008 is for $110 then Inflation rate is 10% for 2007 If interest rate in 2007 is 13% and in 2008 interest rate is 14% real interest would be only 14%-10% = 4% That is in real...
An interest concession is a reduction, compared with commercial interest rates, in the interest rate charged on a loan taken out. Such concessions are typically provided directly by a government agency or by a government grant to a lending bank (in the case of a commercial loan).
It depends on a few things like which loan you get (federal, private, subsidized, unsubsidized) and what your financial situation is, esp. credit report and score. Federal loans offer the lowest rate. subsidized federal loans (stafford) have their interest paid by the Gov't. unsubsidized federal...
There is no simple answer, it depends on the level of risk involved.
When you decide to purchase a new home one of the first items on your list of "to do's" will be to shop for a good mortgage lender who is offering a low interest rate, low points and low fees. When you find one and begin the loan process you want to be sure that the interest rate that lured you to...
It can mean many things depending on the context.   With respect to mortgage interest, your effective (net) interest rate will be nominal rate (quoted rate) less tax savings you can achieve when itemizing deductions on your 1040.   net interest rate = nominal rate - (nominal rate * your income...
When you dont give bank etc. your tax file number they end up withholding tax of about 45%, but dont worry you can claim back the correct amount at the end of the year on your income tax return - you just have to write down the amount of interest you earned under the section that states "tax...
Higher mortgage interest rates inherently reduces the public demand for mortgages since price level has an inverse relationship with demand. Ceteris paribus (all other things remaining equal) the interest rate will return to the rate at which the both the price level and quantity of mortgages taken...
Floor rate of interest that is used for pricing a loan i.e. the minimum lending rate fixed by the Bank based on their cost of funds. The final pricing of the loan is done by adding various premia and the profit margin.
well, it does two things to inflation.Firstly it increases the costs of production of firms therefore shifting Aggregate supply inwards (thereby increasing cost push inflation).It also shifts aggregate demand inwards because firms and households are less likely to want to borrow money in the case...
P.C.P.A. stands for Percent Compounded Per Annum.
To a certain extent the banks do. But the Fed, which lends money to banks, can have an impact on it depending on what interest they charge the banks.
r=ln((A/P)^1/t)Where:A is the Final amountP is the Initial amountt is the time passedr is the interest rate
The Federal Reserve is the central bank of the United States and therefore is responsible for monetary policy. Monetary policy dictates the money supply which is available to an economy. During economic recessions, a central government may choose to increase the money supply and lower interest rates...
  The Federal Reserve lowers interest rates during a recession in hopes to spark economic activity (aka consumer spending).
3.5% interest compounded daily is equivalent to 3.562% annual yield. (It can't possibly be 3.5% daily. That would compound to 28,394,072% in a year.)
The true annual rate of charged interest is called the annual  percentage yield. It is the interest charged and compounded  against.
Calculating Interest: Principal, Rate and Time are Known--I= p r t    http://www.calculator.net/interest-rate-calculator.html    The level of interest rates in a free market economy are primarily  determined by the rate of inflation, the demand for money, and the  actions of the Federal...
If you are looking for a loan and you are in the military you should check out Omni Financial. I am not sure what the loan rate is now because they change, but I know they are very good rates.   Answer: There are many options available for military personal. one option is to get payday loan. ...
if an interest rate is high, it is likely that inflation is also high. Generally, one doesn't affect the other so much as measure the other.
  If you have a good history with the company (bills paid on time) call them directly and say you'd like the APR reduced and ask what they can do for you. Some companies can do it automatically upon your request, some will push back and you may need to urge them to lower it, and some will...
  The interest rate charged by the IRS is based on the Federal Short-Term Rate, which is set by the Federal Reserve. The interest rate changes quarterly. It is currently 6% for individuals and 8% for corporations.   Keep in mind that the IRS also charges penalties, and the penalties accrue...
Yes, the interest rate and rate of return are exactly the same.
No, an instrument is something like a bond or cd.
The nominal interest rate is the baseline interest rate attached to an investment. The real interest rate is connected to the rate of inflation over the duration of your investment. The basic formula for determining the Real Interest Rate is: Real Interest Rate = Nominal Interest Rate - Inflation...
  An interest rate that changes based on economic factors, such as T-Bills, LIBOR, and the prime rate published in the Wall Street Journal.
The market interest rate is the rate of interest on cash deposits or loan which is determined by the market. Factors such as demand and supply of cash in the market
For every 100 squarzels you deposit, at the end of a year you get 9 squarzels and 45 ktuglas added to your deposit.
The cost when it comes to education loans is the rate of interest  you pay on the loan. Luckily the rate of interest offered is almost  constant across all banks that offer these loans with probably a  0.5 to 1% difference at max. Remember that a rate of interest of  13% with no processing fee...
The highest interest rates charged for consumer credit are the Pay Day loans, which if rolled over can end up at a 400% interest rate. Pay Day loans are outlawed in some states such as North Carolina. The next highest are the Rent to Own store plans which often end up doubling the cost of an item...
raInterest rates affect our purchases in a couple different ways. If taking out a loan, then a lower interest rate is obviously preferred to minimize your long term expenditure. If viewing an investment prospectus, the return on investment (ROI) is often represented as an interest rate and a higher...
There is not enough information to answer this question. You also would need to provide initial financed amount and the number of $540.16 payments you need to make.
There is no 'normal' interest rate on sovereign debt. The initial rates are set at the sovereign debt auctions. Investors offer to buy a debt issue or a proportion of the issue at a certain interest rate. The offer is greatly influenced by the investors' own perception of the debt issuer (country)...
Interest Rates on credit cards, comes from banks or credit union that provides to the consumer borrowed money, this over a period of time that the money is borrowed. When the consumer has not paid back the borrowed money in the time that was agreed, then occur a calculation of the interest base on...
There is no simple answer for this question. Your rate will change based on your credit scores, Loan to Value, Debt to income ratio, loan size, state and county, etc.
when banks have more liquidity in their net. every bank have have to reduce their lending rates in order to attracting their credit-worthy customers
A negative interest rate is when the central bank charges banks a  small percentage for depositing their money there. The hope is that  this will encourage the banks to lend their money rather than  keeping it and being charged.
Please provide a specific country or region for which you have interest in the current interest rates as the answer differs accordingly.
Simply reducing the amount of interest on the principle. Reduction of interest will greatly reduce the overall cost of the loan.
  There is no specific answer. The type of the loan, the Loan To Value, the property type and location all matter. Any national average is just a blend of many factors and you likely will not find a loan that exactly matches the average.     Watching the trend and how the average moves...
If the interest is simple exact interest, the answer is 17.7/365 = 0.0485 daily percent interest, to the justified number of significant digits.
There are many different interest rate risks to think about when  dealing with money. You could potentially pay more than you get.
Less than 1% on savings accounts at all bank branches, nationwide (unless you open a very large account!). Wachovia, by the way, is a subsidiary of Wells Fargo now, and is being progressively merged in to Wells Fargo.
A fixed rate has the same rate of interest the entire life of the loan. A fluctuating rate varies with the prime interest rate.
Exchange rate is the rate at which one country's currency is changed for another country's currency. For example the rate at which one dollar can be changed for pound sterling or any other currency.
Interest rates affect the value of holding assets compared to the value of holding money (since putting your money in an investment or a bank account is the opportunity cost to holding it as money). When interest rates increase, it is more profitable to save money than before, so the savings rate ...
The interest rate does affect aggregate demand. As the interest rate falls, aggregate demand increases and vice-versa.
Let i = annual rate of interest.Then i' = ((1+i )^(1/12))-1Where i' = monthly rate of interest
(CRA) CANADA REVENUE AGENCY Go to the below enclosed website in the Related Link address for a lot more information about the interest rate and penalties that will be due on any unpaid taxes. If you did not pay your 2009 taxes on time or if there is a balance owing for 2009 on your notice of...
A Bank interest rate may refer to two things with respect to banking functions. a. Deposit Interest Rate - This is the rate the banks offer to their customers for depositing money with the bank b. Loan Interest Rate - This is the rate of interest banks charge the customers who wish to borrow money...
United States of America at 0 to 0.25.
rd - Quoted or nominal rate of interest on a given security. there are many different securities, hence many different quoted interest rates.r* - real risk-free rate of interest, which represents the rate that would exist on a riskless security if zero inflation were expected.IP - Inflation premium...
The following forces cause interest rate to change:1.Inflationary pressure2. Government borrowings3. Liquidity in the system4. Global scenario- Fed Reserve's interst rate structure5. Demand and supply of money6.Recession7. Forex exchange market's swing
SunTrust Bank provides a number of different credit and deposit products having a variety of different interest rates. All interest rates provided by SunTrust are available on their website, a link to which is provided as a part of this answer.
Having low interest rates as we have means the money supply in the economy is increased (as people have more available income) thereby allowing people to spend more which thus should have the impact of increasing demand. This in turn may mean the production of goods and services are also increased...
Wachovia interest rates to consumers (or businesses) depend on what credit product one is seeking (e.g., are you looking for a personal loan or a mortgage), the term for which the credit is to be oustanding (e.g., one year or thirty years), your credit history, your credit score (i.e., the higher...
The simple interest rate of a number is represented by the following formula: i = (T / P) - 1Where:i = interest rateT = total of all paymentsP = principal amountFor example, what is the interest rate if I borrowed $500 and paid back $50 per month for a year?T = $50/month * 12 months = $600P = $500i ...
According to the Bank of India, the current bank base rate 8.50% as of 7 October 2010.
because divends are the money given by the companies in which u have investedif the dividends are less than the intrest rates no body will invest in longterm because of having high risk profile in share marketone main reason company will gain the profits in larger amount as compared to the intrest...
Answer . Some lenders may find you a higher risk and thus charge you a higher interest rate.
Many countries have financial institutions called Metrobank, so the question cannot be answered without choosing a specific country. Please select the country in which the Metrobank you are interested in is located and we will attempt to answer the question.
CD in EC$ by Caribbean Union Bank in Antigua W.I.
For general loans to consumers that are used for personal, family our household purposes, the usury interest rate limit is ten (10) percent. For loans to consumers that are used for home improvement or purchase, the usury interest rate limit is the HIGHER of either ten (10) percent or five (5)...
Any payments you didn't make are due on maturity date and will be  charged with whatever %interest that clause states.
Interest rates ALWAYS vary: consult your favorite bank!
Banks in India change their interest rate depending on the rates decided by the RBI (Reserve Bank of India). The RBI decides the rates at which banks can borrow money from it as well as the rates at which money deposits need to be accepted. Based on these rates banks change their interest rates...
My personal favorite is Ing Direct in Canada for several reasons: 1. 1.35% interest for (ISA)2. No fees No minimum balance3. They give away free money if you put an Orange Key when opening an account with a minimum balance of $100 you will receive $50 as a reward. My orange key is 17032661S1 if you...
First you figure out the Principal, then you find the  interest rate and then find the Time someone gave you  to pay back loaned or borrowed money.   Formula: Simple Interest= Principal*Rate*Time   Example: Principal-$25,000 Interest Rate- 6.25 simple interest- 6  years   $25,000 x .0625...
Higher interest rates have two main effects: 1) decrease demand for consumption, since the value of saving in the future is worth more than it was previously; 2) decrease the demand for money, since money's value is relatively less to assets which take interest into account. This means that higher...
NAI = North America Interest rate It took me a while to realise that NAI was NOT 'nope', so I post to help those happen to have same 'impression' as I had.
Typically, home loans have the lowest interest rate. Credit cards  and Pay Day loans usually have the highest interest rates.
When the interest rate attainable on mortgage loans is low, housing starts are relatively high because of increased affordability.