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How can you protect your Health Insurance coverage if you become seriously ill and are unable to work for the small employer who provides the plan?
Wiki User
∙ 15y ago
Federal and California COBRA basically provides that if you are no longer covered under a group health plan, you can keep the coverage for 18 (Federal) or 36 months (California) at 2 to 10% more than the employer was paying for you. This may or may not be less expensive than getting your own plan. Shop and compare the figures, you might save a lot of money. With your own coverage you have the option of taking a higher deductible, HSA or not taking maternity dental, life or vision to save $$$. When you lose coverage under a group plan, your Employer should automatically send you all the information about COBRA continuation coverage. If you have problems, we can lead you in the right direction. It's basically though something that you arrange directly through your Former Employer's HR Department or Insurance Company. When you're COBRA expires, we can help you with continuation coverage under HIPAA or other options.
Wiki User
∙ 15y ago
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What is employers non ownership auto liability insurance?
An employer's non-owner is usually an endorsement to a commercial auto or commercial general liability policy that is actually called hired and non-owned coverage. I always recommend this endorsement to my commercial clients because it is very inexpensive and provides coverage to the employer in cases where an employer has to drive to the bank or post office or similar errands. If an accident occurs the endorsement provides coverage for the employer only. It does not provide coverage to the employee who is still required to carry their own insurance. it provides secondary coverage only.
Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.
If you change jobs will the new insurance company cover a dependent's cancer treatments assuming the new employer provides sufficient coverage?
Yes, as long as there is no lapse in coverage.
What is employer provided health insurance coverage?
It is exactly what it says. The EMPLOYER provides health insuance coverage if you desire to avail yourself of it. The employer MAY cover all of the cost, some of the cost or none of the cost. But, because you are part of a group insurance plan, the cost will generally be less than finding a policy on your own.
Is it normal my employer provides 60 percent medical coverage?
Its upto the discretion of your employer how much medical coverage to be provided to you at the time of your employment and accepted by you.
What provides coverage if the other driver does not have car insurance?
Uninsured Motorist coverage
What does collision coverage What does collision coverage?
In automobile insurance, collision coverage provides for repairing a vehicle when it is damaged due to the fault of the insured. Liability insurance provides for cost of repair of the OTHER vehicle if you damaged it.
Who provides Commercial Insurance Coverage for Owner on Radioactive Contamination?
Who provides commercial insurnace coverage for owner on radioactive contamination?
If you change jobs will the new insurance company cover your cancer treatments assuming the new employer provides sufficient coverage?
Yes. For more information see www.SteveShorr.com/hipaa.htm
Insurance coverage that provides for losses to a third party?
liability
What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?
Usually your own insurance.
What are some major auto insurance carriers that provide coverage in AZ?
Allstate is a goos one. Farmers insurance also provides coverage.
