What would you like to do?
How do you find liability insurance for someone who wants to do small group tutoring?
One can find the best business liability insurance rate on various websites like Nationwide and MoneySuperMarket. One could also visit a local bank and ask for information abo…ut insurance rates in there.
Sole Proprietor Liability Insurance . Individuals who perform occasional side jobs are operating as sole proprietorships. According to the Web site About.com, over 78% of …all U.S. businesses are structured as a partnership or sole proprietorship. For the majority of small business owners, this form of ownership puts your business and personal liabilities at risk. Owning business liability insurance protects both your business and personal life from financial ruin. So the answer to your question is, yes. Call you local insurance agent for a quote.
Unfortunately with that type of coverage there is really nothing you can do but pray. Hopefully whoever hit your car was honest enough to leave insurance information or… at the very least a contact information note. You could ask your neighbors and see if they saw anything.
If it's a case like where the owners dog bit someone, they will be reluctant to reveal this information. When that happens, you best bet is to hire a private investigator who… has access to the insurance industry insurance databases.
The cost of liability insurance is going to depend on a few factors. # What type of business it is? A CPA will pay a cheaper price than a plumbing contactor. # Where …is the business located? The litigious climate is different everywhere so a CPA in Dallas is not going to pay the same as one in New York City. # The last factor will be what is the rate for the insurance based on? That will depend on two things the class of business and the carrier providing the quote. For example most carriers base their rates for contractors on payroll, where retail operations may be based on their sales. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
If its your own vehicle you can enter the reg number at www.askmid.com this will tell you if the vehicle is on the Motor Insurance Database. It will not notify you if th…e driver in question is insured to drive the vehicle. For use with your own vehicle only.
If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cove…r your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
What is the minimum amount of liability insurance coverage required for small businesses in the state of Florida?
If you are speaking of non-auto liability insurance for your business, the state imposes no requirements. That said, if you lease business space from a third-party, the lease …may prescribe minimum insurance limits, and will generally require that the landlord be named as an additional insured. The amount of non-auto liability insurance that it is prudent to have is another question. It depends upon various factors, not the least of which is whether your business is open to the public (such as a store). If it is not, you will still want liability insurance to cover potential risk exposures relative to the products that you produce or sell. Overall, you have to look to the risk factors attending your business, and assets that you wish to protect. Your best bet is to consult a licensed commercial insurance agent/broker.
Answer are you making the product or just reselling?
This question is a bit broad, as there are many factors that go into how you would tutor someone: how old the student is, what subject you are helping him/her with, where the …student is and what the goals are of the student. However there are a few main elements that are common to tutoring. First, a tutor must form rapport, or connection with the student. We find this is the most important element of the success of the tutoring. If the student does not feel comfortable with the tutor, then it is much harder to make progress. Second, the tutor must have knowledge of the subject that is being tutored, and have the skills to teach it. Strong communication skills, the ability to explain concepts and examples clearly, and a strong sense of what it takes to follow through are all important. A tutor starts by determining where the student needs help in relation to the goals for the tutoring. So, if the student wants to do better in algebra class, for example, the tutor must find out what is wrong. One place to start would be to help the student with sample problems or homework problems to start to get a feel for how much the student knows. Learning gaps from the past may start to emerge. These learning gaps will help you put together a plan to get the student back on track. -bre says: in tutoring though u have to be pretty smart cause if u teach a kid something wrong u could probaly get in trouble with the parents because the kids wil get a bad grade! hope i helped lol bye!
Typically, yes - if you are at fault. If not, it's possible your liability insurance coverage includes a small amount of coverage that can pay regardless of fault. This is nor…mally included so you maintain goodwill in your community and hopefully avert a lawsuit.
It means that their insurance company will pay for damage done to the other party. However, they are on their own for damage done to their own car and their own medical expens…es. Collision coverage is for damage done to your car during an accident. Comprehensive coverage would cover other types of damage, such as a tree falling on your car or the actions of vandals.
It just depends on the type of business you are engaged in You should have professional liability insurance if you give professional advice or services. Professional Liabili…ty provides individuals and companies protection from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.
Standard general liability limits for a start up painting contractor are 1M per occurence, 2M aggregrate, 2M products and completed ops. Make sure there is no exclusion fo…r overspray, one of the most frequent painting contractor claim types we see. You also need work comp if you have employees, and commercial auto for your work truck/van. The licence board in your state may require bonding as well.
The first major duty that liability insurance for small business provides is to defend the small business when it is, for example, sued by another party. The second duty for …liability insurance for small business is to pay all claims the insurer is liable for as well as to settle any clear cut cases submitted to insurer immediately.
One can find more information on general liability insurance for small businesses on the United States Small Business Administration, which is a government run website.