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How do you get a credit card if you are under 18 and do not have credit?
Wiki User
∙ 6y ago
You can't. The age of "legal" majority is eighteen. There are no CCC's that will enter into a contract with a minor.
This is not true. I've had two credit cards since the age of 16. Capital One and American Express approved me; you just have to lie about your age (internet app.)
Well, actually, you can get a credit card at age 16. It's called the Elan Young Adult card. Yes, it is a real credit card. You get many discounts on things. However, you must get a co-signer in other words your parents must sign the contract also. If you don't pay then they have to.
If any person, including a minor falsifies an application whether online or otherwise to obtain credit they have committed a criminal offense. A minor who obtains any type of credit under false pretenses will be held liable for the entire amount of the debt and can be charged under the juvenile codes of the state of residency for "theft by deceit." In some cases where the amount of debt is large, a judge can waive the age restriction and allow the minor to be prosecuted as an adult.
Wiki User
∙ 6y ago
annaloggs1994
You can't. The age of "legal" majority is eighteen. There are no CCC's that will enter into a contract with a minor.
This is not true. I've had two credit cards since the age of 16. Capital One and American Express approved me; you just have to lie about your age (Internet app.)
Well, actually, you can get a credit card at age 16. It's called the Elan Young Adult card. Yes, it is a real credit card. You get many discounts on things. However, you must get a co-signer in other words your parents must sign the contract also. If you don't pay then they have to.
If any person, including a minor falsifies an application whether online or otherwise to obtain credit they have committed a criminal offense. A minor who obtains any type of credit under false pretenses will be held liable for the entire amount of the debt and can be charged under the juvenile codes of the state of residency for "theft by deceit." In some cases where the amount of debt is large, a judge can waive the age restriction and allow the minor to be prosecuted as an adult.
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How old do you have to be to have your own credit card?
you have to be 18 to sign a contract for a credit card in your name.
Does a second credit card holder receive a credit card?
Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.
Where can one apply for a first credit card?
Credit card is available at any bank but you require a few things: 1. Even-though you can get your card legally by 18, it is of importance that you have a credit history. 2. It is possible for you to get a credit card before 18 but you need your parents consent.
Can you apply for a credit card before you turn 18?
No, in order to qualify for a credit card you must be an adult, and 18 is generally when someone is considered to be an adult.
Can a 17 year old get a credit card in the UK?
you have to be 18 years old to get a credit card that's if you sign for he or her
Is it legal to give credit to a minor?
If you go to a bank to open a account for somebody under 18, they can only get a debit card. When they get older, whoever it is should be able to change it to a credit card. However, it is up to the holder of the card if they give it to somebody under the age of 18.
Can people have a credit card account if they are under 18 years of age?
Those under the age of 18 cannot legally enter into contracts, so no credit card company would want to give them an account since they could not be forced to repay their debt.
What is legal age for credit card in UK?
In the UK you have to be 18 or over to sign any credit agreement. But if you under the age of 18 and you have already signed a contract,it will not be binding
Can teens receive credit card offers in the mail?
They do receive them in the mail. If they are over 18, they can respond and sign the agreement if they wish. If they are under 18, they will probably have to get a parents signature to get credit.
Can you get a credit card with no limits at 18?
Yes. You must be 18 or older to obtain any sort of credit, whether it be a credit card or loan. Some companies require their customers to be over 21.
If I am 14 years old can you apply for a credit card in the US?
A credit card requires a contract. Contracts can not be executed with a minor (someone under 18). So you would need a parent or guardian to be a co-applicant or guarantor if you want a credit card.
How old do you have to be to have your own credit card?
you have to be 18 to sign a contract for a credit card in your name.
Can a 17-year-old get a credit card?
At 17 you can have a credit card, although since they are still under 18 they are unable to legally hold the card on their own; they would need to be either cosigner or an authorized user on an adult's (i.e. 18 yrs or older) credit card.
Where can you go to get a credit card for a 17 year old?
you cant get a credit card until you are 18. however most banks offer a bank card which can be upgraded once you turn 18. you cant get a credit card until you are 18. however most banks offer a bank card which can be upgraded once you turn 18.
Does a second credit card holder receive a credit card?
Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.
How old do you have to be to own a credit card?
18.
Where can one apply for a first credit card?
Credit card is available at any bank but you require a few things: 1. Even-though you can get your card legally by 18, it is of importance that you have a credit history. 2. It is possible for you to get a credit card before 18 but you need your parents consent.
