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It depends whether the merchant made it clear that they charge a fee for credit card payments. If they have a notice at the checkout stating something like 'credit card transactions incur a 5% handling fee' - and you still choose to pay by card - they have no case to answer ! If there was no such notice, and you feel you were mis-informed, you could see a solicitor.

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Q: How does one file a complaint against a merchant charging a credit card processing fee?
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