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No one can answer this question. It depends on many factors. Here is a thought. Call the lender and ask them.

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8y ago
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Q: How long after they repossess your car do they have to wait before they resell it?
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My car was in an accident and is still at the body shop which hasn't been paid yet he finance company wants to repossess the car. Can they repo it from the body shop?

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When can a bank reposess a car?

A bank can repossess a car at any time the loan has defaulted. Many times a bank will wait until a payment is 2 to 3 months behind before repossession.