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If a child on your insurance policy has a no points accident with property damage and totals a car how is the premium affected on all family drivers and vehicles?
Wiki User
∙ 16y ago
Assuming he is rated on one vehicle in your household, that policy will likely increase due to this loss, or any vehicle he is rated on.
Wiki User
∙ 16y ago
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If a car is stolen and has an accident are the vehicles hit covered by insurance?
no
What is an 'at fault' accident?
It means that you are literally at fault for damages incurred from the accident, including other vehicles, municipal/state property, and the damage caused to your own vehicle. Your insurance will have to pick up the tab on all of this, and the city will probably fine you for crashing and destroying their property.
What does liability auto insurance cover?
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.
Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Why is it that the people who own vehicles are the logical candidate for insurance?
The have the property to protect.
How much does uninsured motorist insurance cost in New Jersey?
If you get into an accident in New Jersey and are not insured, it will cost you a substantial amount. The cost to repair the vehicle, pay the fines if responsible for the accident and possibly have to pay for some damages done to other vehicles or public property.
If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
Do insurance companies frown upon lending vehicles to friends?
Only if the friend gets into an "at fault" accident.
What is the word used for property recovered by the insurance company?
please explain your question better. Do you mean property such as stolen vehicles?
Is it an accident if vehicles do not touch?
Is there more to this question than meets the eye? Basically, if vehicles don't touch then it's difficult to see what accident has happened, but of course, if a body has been squeezed between the vehicles, thereby preventing them from touching, then yes, there has been an accident. Answer: Any Insurance company can be claimed for the damage of the vehicle and not the accident. It is up to the investigating agencies to look into the cause of the damage and ascertain if it was damage to accident in contact with what obstacle. It is not necessary that there a visual contact. Accidents/damages can occur even without a contact for insurance claims to be claimed for.
Can you tell the conversation between a cyclist and a motorist for the accident of their vehicles?
If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident.
