0
If a credit card is solely in the name of a deceased wife is the husband responsible for the debt?
Wiki User
∙ 17y ago
Only if the married couple resided in a community property state.
Wiki User
∙ 17y ago
Add your answer:
Earn +20 pts
In New Jersey is a spouse responsible for the credit card debt of her husband if the credit card is solely in his name?
No.
Is a husband responsible for credit card debt that was solely in the name of his deceased wife in Wisconsin?
Maybe. Wisconsin is a community property state. Unlike other CP states spousal debt responsibility is determined by the circumstances. If the surviving spouse used the credit card account then it is likely he or she will be held responsible for the debt, especially if charges on the account could be defined under the guidelines relating to necessities.
In the State of Florida is the husband responsible for credit card debt that belonged solely to his deceased wife?
No, Florida is not a community property state therefore debts not jointly incurred belong solely to the person who holds the account. In Florida married couples are generally presumed to hold jointly owned property as Tenancy By The Entirety (TBE) which makes such property exempt from creditor action when only one spouse is responsible for the debt.
Who is responsible for the debt on your late wife's credit cards if she passed away last week and she had a couple of credit cards in her name only and you live in Maryland?
Maryland is not a community property state, therefore the surviving spouse is not responsible for repayment of debt that was solely incurred by the deceased. The debts will become a part of the deceased's estate and will be handled according to state probate laws.
Is a wife responsible if the credit card debt was in her husband's name in North Carolina?
No. The person named on the credit agreement is solely responsible for all debts incurred on the card. The only exception is - if the account is in joint names - and BOTH parties signed the agreement. In that case - each signatory would be equally responsible for the debt.
Is the surviving spouse responsible for the credit card account held solely by the deceased spouse's in Washington State?
Washington State is a community property state, in most instances a surviving spouse is responsible for the deceased spouse's debts depending upon the nature of the debt and how the deceased's estate is handled under state probate laws.
In Mass is spouse responsible for deceased debt solely in deceased name?
Typically, any debts accrued by a husband/wife who dies, are to be settled by the estate. Since this normally passes on to the surviving spouse, any debts must be settled by the surviving spouse.
In New Jersey is a surviving spouse responsible for a deceased spouse's credit card debt if their name is not on the account nor has she used the credit card?
From the remaining spouse, no. Collecting from the estate depends on many factors. The laws pertaining to real property and/or survivor rights take precedence over probate proceedings. A determination on what creditors might be entitled to can only be made after the deceased financial status has been compiled.
What are your options if your husband died and there is no money to pay off credit cards?
A deceased person's debts and assets are handled according to the probate laws of the state where the person resided. If the married couple resided in a community property state the surviving spouse may be responsible for debts of the deceased spouse even if said debts were solely made. If the married couple resided in a non community property state the surviving spouse is not responsible for debts solely incurred by the deceased spouse. If he was the only signer, then you need to talk to the lender and find out where to send a "certified death certificate". This should take care of the account as the lender will show this as a loss. If you are signed on the application with him--then you have 2 options. 1. You will have to pay, as the accounts will have to be paid off or it will affect your credit; or 2. you file bankruptcy because you do not have the capacity to pay the accounts. I am sorry for your loss--good luck.
Who are solely responsible for credit card defaults?
It may not be a "sole" party...it is everyone that signed as a responsible party (primary and co-signers) for the line of credit that was used....they are responsible to pay the charges and therefore are responsible if it is in default and the charge hasn't been paid.
Who is solely responsible for a wife's credit card debt?
if it is under your name and she is an additional card holder but the bill comes to you I think you are responsible for the debt.It might be worth asking your credit card provider.
Who is responsible for the credit card debt of deceased mother in New York who was on her own for over nine years but not legally divorced?
The fact that the couple are still married but not living together is not relevant. New York is not a community property state, that means each spouse is solely responsible for any debts made that were not jointly incurred.
