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Claims are not filed in no-asset c. 7 cases. If there are assets, there will be a notice to creditors that assets may be available for distribution (called a "dividend"). Your discharge will be received about 2 months after your 341 meeting. The assets are the property of the estate, managed by the trustee, so your discharge does not depend on any claims.

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Q: If the last day to file claim has been set in a chapter 7 bankruptcy how long will it be till you receive your discharge after claim date?
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What happens when a creditor doesn't file a proof of claim in a bankruptcy case?

If it is not a secured debt it will be included in the bankruptcy discharge.


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