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If you am driving a car that is owned by someone else can you get insurance on it in your name?
Wiki User
∙ 18y ago
Insurance on Another persons Car?
Yes, You can Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an other insurable interest in that property exists. You will however need to list the vehicle owner also as an insured to meet your states dmv and statutory insurance requirements.
An example would be a case where dad says " OK, you can use my spare car but you gotta get your own coverage".
If You have permissive use from the owner of a vehicle, then this automatically creates an insurable interest. However, Only the Legal owner of the Property or the designated agent of the owner can receive compensation for the property in the event of a covered property loss.
If you are insuring for liability only then this is not an issue. If you buy full property coverage, Then Dad will be proud and happy you were prudent enough to fully insure his and your interest in the vehicle he loaned you.
List all drivers for liability purposes and list dad for both property and liability interest.
Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities and the vehicle owners liability in the use of Someone Else's Vehicle.
We can not insure the property of another where no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from another persons loss.
Wiki User
∙ 8y ago
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If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Do you need auto insurance to drive a car owned by someone else in UK?
Yes
If I'm driving someone else's car can I get a ticket for having no insurance?
This law can change from state to state. It is best to check with your state's laws to see if you would be ticketed for driving someone else's car that has no insurance.
Can your license be suspended for someone else driving your car without insurance?
I think it depends on your car insurance policy.
Will your insurance points be affected if your car was damaged by someone else driving it?
Sure will.Its your policy,not the person driving its.
What if you are driving someone else's car and you get in an accident that is your fault?
Their insurance would be primary and your insurance would be considered secondary when filing a claim.
Can you get car insurance even if you don't own a car?
Certainly, you can get liability insurance which will cover you while driving someone else's car.
Can you be fined for driving someone else car if they do not have insurance?
not if you are personally insured to drive that vehicle on your own policy
Are there policies or companies that cover anyone driving your vehicle?
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
How can you find out if the owner of the car has insurance if someone else was driving that hit you and didnt provide the proof of insurance?
whut if you were in a bus accident and the bus didnt get the insurance information
If someone else was driving your car and got into an accident does the person who owns the car's insurance go up?
Yes.
If you were driving someone else car and ran into the back of another car whose insurance covers the victims of the hit car?
the persons who car you were driving
