Yes, if you want to get the value of both products, i.e. the payment from your primary insurance and the discounts on procedures that are not covered by primary insurance, you need to find a dentist that is covered by both products. If you are only using the discount product for just cosmetic procedures that are not covered by your insurance, you could go to a separate dentist, but depending on the procedures it could have an impact on other treatment planning. So it is best to discuss with your regular dentist. Also, you should also disclose that you have the discount coverage when filing a claim with the insurer.
A gynecologist
Humana offers different dental plans depending on which state you live in. Ohio, for example, offers Dental Preventive Plus which provides the flexibility of using the dentist of your choice. Dental C550 requires you to select a primary care dentist and a small co-pay. Dental Discount is not an insurance option but does provide a 20-50% discount on many in-network services.
When a DPPO is primary coverage, the charges paid by the patient are based on the agreed DPPO discounted fees--not the DHMO schedule of charges. The dentist would bill the DPPO for the procedures performed. If the dentist is in the DHMO network, he or she would also get his or her regular capitation payment for that patient.
There are several different insurance companies out there to choose from. It depends on the type of insurance you are looking for. Car insurance can be pretty easy to compare. Health insurance can get more confusing.
It depends on the dr or pharmacy that accepts your insurance. For instance if a dr accepts blue cross and not tricare then blue cross will be your primary and vica versa. If a dr accepts both they will usually check to see which one covers more of the services you received and bill that insurance company first. I wouldn't worry too much about it. Just list that you have both and the dr's office will do the rest.Addendum:Typically, the insurance of the older spouse, oddly enough, is the primary. Contact your carriers and double check.
You wait until both claims are received then write off the lesser of the two amounts
You must visit your primary care physician before seeing any other doctor for your tapeworm. Then, if it is beyond your primary doctor's ability to care for it, they will refer you to a doctor that accepts your insurance.
Price and protection are the two top concerns with primary insurance. Considering both is vital to a good insurance deal. If you have both car and home insurance, consider policies that combine the towo for a better discount. Numerous discounts are available for safety devices such as smoke detectors, alarm systems, outdoor lights, and other security systems. Anti-theft devices for your car are especially useful and provide you with a nice discount. Be sure to inform your insurance representative of all the safety features you are using. You may be surprised at how much you can reduce your premium.
I think the wife's insurance is primary.
Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
Yes