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If you were hit by a drunk driver and he was arrested and you have neck and back pain should you sue the driver or his insurance company?
Wiki User
∙ 8y ago
First you should try to collect through the insurance for medical expenses. If you feel that you are not fully compensated, or you must miss substantial work from the accident, then a suit may be in order.
Do not deal with the insurance without an ATTY. Insurance companies are criminals. Basically insurance is supposed to be exactly that, "Insurance!" However, with our screwed up lawmakers getting special favors from insurance lobbyist, the laws are in favor of insurance companies rather than the injured.
I lost a significant amount of money by being injured and the insurance company is doing everything they can NOT TO PAY for my injuries and other costs, so I will be stuck in court with those morons, but my ATTY is seemingly good. When the insurance knows their client is At Fault they will round up all your prior medical records and try to prove that you already had the injury even if it's not true.
When you go to court the insurance company will never be mentioned and it will look like you are suing the other driver. In all actuality you are just trying to get compensated for what you are entitled to by the insurance company. The judge will instruct all parties not to mention the insurance company at trial so that it looks like you are suing the other little guy. The laws are so pathetic. It should be very clear upfront who is being sued. It's the insurance company not the driver as portrayed to the unwittingly jury.
If you try to settle on your own they will play all kinds of dirty games with you starting with the actual repair costs of your car.
Wiki User
∙ 8y ago
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What if the driver at fault will not call their insurance company to report the accident?
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
I got into a minor accident and I was at fault. The other driver had my information and will file with my insurance company. Anything I need to do?
You should contact your insurance company and let them know. Your insurance company should take care of the rest.
Do you need insurance if you ONLY have a driver's license?
No, if you have a car you need insurance but you should have a license because if not you'll get arrested. You also need life insurance and home insurance in case that what you meant
When to get car insurance for new child driver?
Check with your Insurance Agent/Company to be specific. Definately as soon as they receive their license. At the very least, the insurance company should be aware of the new driver as soon as they get their permit.
What happens when a uninsured driver hit someone?
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
My car was hit and I have no insurance?
If you are not at fault, then you should contact the other driver's insurance company. You may need to involve a lawyer. You should also have insurance. You're an idiot not to.
If you hit an unlicensed driver will your insurance pay for damages to his car?
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
What should you do if your parked car was hit by a driver insured with no fault and you have no insurance?
I know someone currently in that situation. If the insured person is at fault (states so on police report) you should do your best to obtain a police report and get his insurance information. You or your attorney should contact his insurance company to file a claim. This is the stage my friend is at. I will let you know how it turns out. In her situation she was able to obtain an arrest report as it was the hit and run of a parked car by a drunk driver. The driver was arrested that evening and several other cars on the block were damaged.
If your insurance pays you for an auto accident and the insurance company for the driver who hit you do you have to return one check?
If the other company only gave you the deductible amount, then probably not. But if both paid you the full amount, then you should turn the other company's check to yours. If the larger check came from the other driver's insurance, I'd return the check from your own insurance company - you're entitled to the deductible amount, if you're not at fault.
What do you do if your being sued by a non-licensed driver?
The best thing to do would be to consult an attorney and file a countersuit against the unlicensed driver. You should also contact your insurance company, as you may have given them power of attorney for you in terms of automobile accidents when you signed your insurance contract, in which case your insurance company must sue for you.
Can you get insurance on a car that I own but can not drive it no longer until doctors okay my condition without primary driver?
Sure; you can insure the vehicle itself. However, you should disclose to your insurance company your condition so they understand that you cannot and should not be insured as a driver of the vehicle.
What is the responsibility of the insurance company of the at fault driver in a no fault state?
Immediately after an accident, you should call your insurance company and they will tell you their responsibility in that particular state. Your agent should have given you that information when you purchased your policy. Each state has slight differences. An insurance agent in this state is not licensed to comment on the insurance policies of another state.
