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If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
Wiki User
∙ 15y ago
I had a minor At Fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance about all incidnets just in case other wise any undisclosed information could invalidate claims
Wiki User
∙ 15y ago
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Do you call your insurance company if you caused damage?
It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.
Can you get insurance at the scene for a accident?
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
What does a truck wreck lawyer do?
A truck wreck lawyer is involved in litigation that comes from a truck accident. This can involve helping with an insurance claim and trying to find who is at fault.
Can your insurance company do anything if none of the drivers involved a car wreck gave information?
It really depends on how reasonable they are. If you are in an accident and the other party or parties refuse to give information regardless of who is at fault, then CALL THE POLICE because a police report is the best weapon against anyone involved in the crash trying to change their story later. If you're not at fault for an accident and you have no other information on anyone else, your insurance company may be suspicious about that and could quite possibly reject your claim or pay it but make it a chargeable account to YOUR POLICY.
Do you have to give a statement to the others insurance company if no police were called?
AnswerImportant: Always default to your own insurance company for this answer.If the other insurance company is trying to contact you, call your claim representative and ask her what you should do. Usually, your insurance company can discuss liability with the other party's insurance company without you having to get involved. You don't want to prematurely call the other insurance company and say something on tape that may cost you a better legal standing.
What will happened to the insurance member if the owner of the insurance company commit suicide?
An Insurance company cant commit suicide. So, I am not sure what you are trying to ask here. If you are asking about, what would happen if the insurance policy holder commits suicide? In that case too, nothing will happen. The insurance company will not pay any money to the deceased persons family. Insurance claims can be made only if death occurs by accident or natural causes. Not suicide.
The other driver's insurance wants a statement from you even though you was not on fault in this accident and other driver was charged with the accident?
Yes, that is normal and you should comply. Insurance fraud is a huge problem in the industry and the other insurance company is only trying to confirm the nature of the accident. You never know when the other person may be trying to claim something for their benefit that didn't happen in the accident. Say for example the other person was really alone in the car but later told their insurance company that they had a passenger in the car with them that was injured in the accident. This invented passenger then makes a claim against the liability coverage of the driver and if and when it is settled the driver and their accomplace share in the bogus claim's settlement. Meanwhile your damage is taken careof as it should be but your statements could expose the attempted fraud trying to be committed by the other party. Believe me, all of us need to do our part in limiting fruad because the cost of fraud is included in our ever increasing insurance premiums.
When and how do auto insurance claims impact your auto insurance rate For example I have reported the accident but have not yet made a claim. The other vehicle also may not make a claim.?
First always get a police report, this is reporting. You should always tell your insurance company, in case the other party is trying to commit fraud. (Fraud makes everyones rates higher.) If you have reported the accident to your insurance company you have made already made a claim, if you decide not to have insurance company repair your vehicle, most of the time your rates should not change, this all depends on the insurance companies underwriting guidelines.
Who is number 08001218141?
it's Barclays (apparently) trying to sell Personal Accident Cover insurance.
What happen to an old insurance company called Commercial State Life Insurance Company?
How do I find out who has my policy I had with Commercial State Life INsurance Company
why when your injured and had a spinal operation due to a MVA insuance compamies reject you?
When an injury from a motor vehicle accident is involved, most people have a hard time having their medical bills paid. The insurance company wants to make sure that they are the one who should eb responsible for paying. If the accident was caused by you, then your insurance company should pay for it, but sometimes they will deny your claim until they have every bit of information they require. If you were not the one who caused the accident, then the insurance company of the responsible party should be paying your medical bills. They too will try to get out of trying to pay until every bit of paperwork is completed. A lot of people recommend hiring a lawyer when this happens. The answer given to this questions is ridiculous and obviously from someone who has no idea what they are talking about. In an auto accident situation, the responsible party is generally not going to pay medical bills as they're incurred. They will settle, if responsible, when the injured party is ready. If your own car insu
What services are offered by the Chrysler Insurance Company?
The Chrysler Insurance Company offers many services to their users. The main and most used services are trying and finding the best insurance plan that suits your needs and wants. Chrysler Insurance Company offers a wide range of services, from pet insurance to travel insurance.
