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NO, not if my name was not on that card

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11y ago
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2w ago

In general, you are not responsible for your spouse's credit card debt in Canada unless you have jointly signed for the debt or benefited from the purchases made with the card. It is always advisable to seek legal advice tailored to your specific situation.

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Q: In Canadian Law am I responsible for my spouse's credit card debt?
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Can you be arrested in Canadian customs for not paying credit card debts?

No, you cannot be arrested in Canadian customs for not paying credit card debts. Debt is a civil matter, not a criminal one. However, customs officials may request payment or additional information if they have concerns about your financial situation.


What is the law in Florida regarding credit cards after death of the card holder?

In Florida, the executor or personal representative of the deceased's estate is responsible for notifying credit card companies of the cardholder's death. The estate is generally responsible for paying off any outstanding credit card debt using the deceased person's assets. Family members are not typically personally liable for the deceased person's credit card debt.


What is the law on unpaid credit charges?

In the United States, consumers are protected by the Fair Credit Billing Act, which sets rules for the resolution of billing errors on credit card accounts. If a consumer believes they were charged incorrectly on their credit card, they have the right to dispute the charge with the credit card company. It is important to report any billing errors promptly to avoid being responsible for unpaid charges.


When someone goes to prison what happens to his credit card debt?

The individual would still be responsible for their credit card debt, but their ability to make payments may be impacted while in prison. The debt will not disappear, and the credit card company may pursue collection efforts or legal action to recover the debt.


Is the second person on a credit card legally responsible to pay the debt?

Yes, the second person on a credit card is usually equally responsible for the debt incurred on the account. Both primary and secondary cardholders are legally obligated to repay any charges made on the card, regardless of who made the purchases.

Related questions

Are spouses responsible for credit card debt in Kansas?

If you are a joint applicant, then yes, but if the card is not in your name, then no.


Are you responsible for your dead spouses credit card debt if you own a house together?

Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."


If you are on a spouses card as an authorized user of a credit card and not responsible for the debt and not charging and want to be removed will your credit score go down?

i just want an answer


Are both spouses responsible for charges on a joint credit card when separated?

Yes. That's why you shouldn't share an account.


Can you get a Canadian credit card if you are not Canadian?

It depends if your Canadian or not, you can still get a credit card.


Who is responsible for credit card debt in KY after a spouses death?

For Kentucky the estate is responsible for the debts of the deceased. Only after they are resolved can the estate be closed any any remainder distributed.


Using a dead spouses credit card?

Using a dead person's credit card is a criminal offense.


Is an authorized user on a credit card liable?

Not to the credit card issuer. The account holder is totally responsible for debt incurred on a credit card. The exception is married couples residing in community property states, where both spouses are considered have the same rights to property and assets and the same responsiblity for debts.


Why are you responsible for your spouses credit card debt after his death in the state of California?

The estate has primary responsibility. But the debts of a spouse are a benefit to both of them, so both have the responsibility.


Does Wisconsin garnish a spouses wages to satisfy a credit card debt?

No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.


What do you do with a dead spouses credit card debit?

If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.


Is it legal to invoice in Canadian funds but charge that amount in US funds on your credit card?

if your credit card is Canadian and you go to the USA your purchases will be charged in US funds, if your credit card is American and you come to Canada you purchases will be in Canadian funds.