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In an accident involving a truck and borrowed utility trailer what insurance covers the trailer?
Wiki User
∙ 16y ago
First... Most insurance company's auto's policy will cover you . The problem will come when or If the Trailer Comes Loose and hit's another person or car. If you have basic insurance you will be taken to the cleaners. Go to www.dangeroustrailers.org to see what happens. In most states these utilty trailers are homemade, do not have working tailights and they are in very bad shape. Your Insurance Agent ask's when you have a home do you have a fence around your pool? They ask you if you have a trampoline. Very few understand the risk when you hitch a trailer to your car or truck. IN Virginia IF YOU DO NOT HAVE REFLECTORS OR REFLECTOR TAPE ON THE BACK OF THE TRAILER AND YOU ARE INVOLVED IN AN ACCIDENT YOU CAN BE HELD LIABLE FOR BOTH ACCIDENTS.
Wiki User
∙ 16y ago
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What is the definition of a semi accident?
A semi accident is a type of road collision involving a semi-trailer truck (also known as a tractor-trailer) and other vehicle(s). Depending on the severity of the incident, semi accidents can be fatal.
What kind of claims does a Camper Trailer Insurance cover?
The type of claims that camper trailer insurance would cover include damage to the camper due to weather, damage to the trailer that occurs when traveling, such as an accident, any loss of property if someone was to break in, and damage that any person may sustain while in the trailer.
Do I need to have travel trailer insurance, or will my auto insurance cover the trailer as well?
Your auto insurance covers the trailer as well so there is no need for travel trailer insurance.
When you tow a cargo trailer is this insured under the auto policy of the towing car?
Only the liability is automatic. Collision coverage is only provided if the trailer is listed on the auto policy. If it's a borrowed trailer then it is up to the owner of the trailer to have collision coverage. If you are at fault in the accident it may be possible that your property damage coverage could apply.
What insurance covers a boat trailer accident when attached to a car the car insurance or the boat insurance?
If you only have liability your car insurance isn't covering your boat trailer, even full car coverage probably has small fine print limiting coverage to your car. Trailer coverage through your boat insurance provider is more likely to cover it.Additional answerIf your question is regarding the damage caused by the trailer while it was being towed by an automobile, then the answer is yes, the damage caused by the trailer will be covered by the liability. The damage to the trailer would not be covered by the auto policy even if you have collision coverage.If it is regarding the damage to the trailer, it would not. Only if you have a watercraft policy which typically provides coverage for both trailer and watercraft.
How can you do Trailer boat insurance?
Many insurance providers that specialize in boat insurance, can include trailer coverage in their boat insurance quote.
Where can you purchase trailer insurance?
One can purchase trailer insurance at the same locations as motor vehicle (car or truck) insurance. House trailer insurance is available at insurance agencies that specialize in home insurance. Insurance agencies are listed in telephone books, newspaper classifieds and on the Internet's world wide web.
Where can I find good Travel Trailer Insurance online?
RV Insurance, Travel Trailer Insurance, Motorhome Insurance are few of the services available which provide good travel trailor insurance online.
Does home owner insurance cover damage to property that falls from a trailer being towed?
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
Do you need insurance on a homemade trailer over 1000lbs?
No. In my state, You just need Insurance on the car or truck towing the trailer
What exactly is Travel Trailer Insurance and how do I go about getting it?
Travel trailer insurance insures a trailer (and generally the contents) hitched to another vehicle. Many auto insurance companies (e.g. Progressive) well sell you a policy.
What is an articulated lorry?
An articulated lorry is a truck and trailer - a combination involving a tractor unit and a semi-trailer, known in the United States as a semi-trailer truck.
