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Medicare is primary if you work for a company with less than 20 employees. It would also depend on if the spouse is covered under the employer group health insurance. For more info. see www.SteveShorr.com/medicare.htm I recommend you visit www.cms.gov. to answer your question, If you are not 65+ years old, completely disabled, or both, and your spouse is employed by a company with 100+ employees, then your spouses insurance is primary. However, if you are disabled, 65+ yrs old, or the company your spouse works for has less than 100 employees, then your medicare would be primary.

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Q: Is Medicare primary when the spouse is still working or if the Medicare beneficiary works?
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Related questions

Who pays first if you have medicare and are retired hourly from General Motors?

Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.


How do you get Medicare coverage for a non-working spouse voer 65 years old?

A non-working spouse can be eligible for Medicare coverage through their spouse who is qualified. To be able to file a claim for your non-working spouse, you must be Medicare eligible and at least 62 years of age.


If you have medicare and your spouse also has you as a dependent on their insurance which is primary and which is secondary?

Medicare is primary unless you are working and have coverage thru your employer. Coverage thru the spouse's employer would be secondary to your own Medicare coverage.NO. The answer posted above is incorrect! Medicare is Secondary.Medicare is secondary when :-The individual or his/her spouse is currently employed/working and covered under an employer group health plan as a result of current employmentsee this linkhttp://questions.cms.hhs.gov/cgi-bin/cmshhs.cfg/php/enduser/std_adp.php?p_faqid=871


Is surviving spouse the legal beneficiary of a life insurance policy if a different beneficiary is named?

No, the spouse is not. The beneficiary is named. There are laws that require the spouse to sign an acknowledgement that there is life insurance that she is not the beneficiary of.


Is your wife covered under Blue Shield and Medicare if you die?

Is ones spouse covered under Medicare and Blue Shield when the primary carrier dies.


Is the surviving spouse the legal beneficiary of a life insurance policy if no one is named beneficiary?

The policy would default to the Estate. which in most cases the spouse would be the executor of the estate. however, it would have to go through probate court first, so you always want to have a primary beneficiary a life insurance policy.


When is medicare disability prime over a group health plan?

As long as the only reason you are covered by Medicare is because of a disability and you haven't reached the minimum age Medicare requires to become eligible naturally, then the number of members in the group health plan will determine who is primary or secondary. Group plans with fewer than 100 members are considered to be "small" businesses and Medicare would be primary. Conversely, "large" businesses (more than 100 members) will be primary over Medicare. It doesn't matter whether the group plan is provided by you or your spouse. At the time you reach Medicare's required age to naturally become eligible with them, your case will be reviewed. At that point, the group size doesn't matter. If you have other coverage provided by you or your spouse, it will always be primary over Medicare. Medicare won't become primary until both you and your spouse have retired and are no longer covered by a group health plan. Medicare supplement plans are always secondary to Medicare, but then those aren't group health plans.


Do people that have never worked get Medicaid?

Medicaid is a State-run program for indigent persons who meet certain other factors of eligibility; it is not based on employment. You might be thinking of Medicare, which does require an employment history (by either the beneficiary or the beneficiary's spouse).


If the spouse is not a beneficiary of the estate are they still responsible for medical expenses?

The estate has the primary responsibility. Depending on the insurance, they may also have a responsibility.


What happens to your spouse medical ins when you move to medicare?

If/when your spouse is 65, s/he will probably qualify for Medicare as your spouse. At that time, her/his private insurance will probably insist that s/he apply for Medicare.


What do the letters AO in front of your mmedicare number mean?

The letters "AO" in front of a Medicare number typically indicate that the individual is a dependent or a spouse of the primary Medicare cardholder. It signifies a relationship code in the Medicare system and helps distinguish between different beneficiaries under the same primary account.


Do I have to list my spouse as a beneficiary in Florida?

No.