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It depends upon the state in which the couple resided during their marriage, the issue of his incarceration is not really relevant as to which spouse owes debts incurred. If the couple resided in a community property state the wife is responsible for all debts incurred during the marriage including but not limited to credit card account(s). If the couple resided in a non CP state the wife would only be responsible for debts that were incurred jointly. This only applies to a couple who are still legally married, the final terms of the divorce decree generally stipulates how existing debts are assigned.

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15y ago
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12y ago

Like so many things in life - IT DEPENDS. If the debt was for the purchase of a marital asset, that you could both use and/or enjoy - yes you are probably responsible for it. On the other hand if your husband entered into a contract on his own initiative (business OR personal) of which you shared no part in, you are probably NOT responsible for the fulfillment of that contract. Any obligations as a result of a shared credit card or of a joint-purchase or contract on which you signed your name, you will be responsible for. Contact an attorney for more specific advice.

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Q: Is a wife responsible for her husbands debts?
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