i would call a few lawyers right away, most usually give a free, brief consultation on the phone...call more than one, to make sure you get the kind of information you want, (you may have to ask the first lawyer what kind of lawyer you need, as they specialize in different areas, or scan the yellow pages for mention of 'insurance-related' cases)...or call legal aid (see the govenment pages of your phone book, may be under a different name, try 'justice' or 'law'). there may be a 'consumer protection' listing in your government pages as well, where they could help you find out what to do in case of an insurance company trying to defraud the beneficiary of the policy...this happens fairly often...
here is the website for a Canadian insurance lawyer;
http://casselsbrock.com/profiledetail.asp?Sid=66
It is unlikely that any policy can be 'done' to a child. However if you mean take out an insurance policy then certainly. Anyone can do so with or without the fathers permission.
your mother
I am assuming the father is still living? In any event, a life insurance policy is not a probate asset, meaning that it does not pass in the will (exception being certain trusts). The insurance policy is a contract, and passed by operation of law.
How do I get information on a pay out on my fathers insurance policy made on July 2012, where all 5 siblings were named beneficiaries .
Then you will receive whatever the life insurance policy states. These are two separate issues / documents and have nothing to do with each other.
yes
My name is Gwendolyn Watkins Jefferson. Did my mother, Pearl C. Watkins have a policy on me?
mom died need to know if she had a policy.
Answering "If mother in law is beneficiary on single grownup son life insurance policy does the mother have any rights?"
Sure.
Yes you can. Your mother would have to sign as the applicant, and you as the owner. Also the insurance company may want to know the reason for the policy and its purpose.
You are entitled to no proceeds from the life policy if the beneficiary or contingent beneficiary is still alive.