What would you like to do?
What can you do if a death claim is denied because the company found out that the insured was HIV positive but the insured did not know?
What if an insurance claim is denied because the company found out that the applicant was HIV positive when they passed?
Answer . When they passed what? The question is probably, what if the application is denied, because of a medical problem? If that happens try another company.\n. \nDo …you mean if the applicant lied on their application? Then see http://www.steveshorr.com/wrong.or.imcopmplet.info..htm\n. \nFor more info see www.SteveShorr.com/life.htm.
There may be exceptions, but under most policies you are covered as long as your son had your permission to drive the car. At one time there was an amendment on my policy stat…ing that my car was NOT covered if my daughter was driving (after several tickets and three at-fault accidents), but that would not be normal. If your company is investigating, that probably means they are trying to determine if there is any validity to the other party's claim. They would not have to look any further than the policy to determine that your coverage did not include the injury.
In Virginia (and in most, if not all, states) there is an insurance bureau (http://www.scc.virginia.gov/division/boi/) to which you can file a complaint if you feel your claim… was wrongly denied. Theoretically, they provide some regulation of the insurance industry and protect consumers to some extent.
the CAN if it's been too long, most don't file it NOW !!!
Is it possible for an insurance company to deny your claim because you have a primary and they can not be a secondary?
Answer . \nConference the 2 claims reps together and let them Duke it out!
An auto insurance company can deny your claim if you haven't had your license for at least 18 months. or if the car has been sitting up (not running) for a while. they will ne…ed receipts from the repair man saying that the problem has just been fixed.
Answer . \nIf it is beyond the 1st two years, nothing short of dying while commiting a felony. They will deny the claim if the insured did not die! They will deny the cla…im until satisfactory proof of death. IS the policy over two years old? 4lifeguild.com
In most states an insurer has up to 60 days to accept or deny a claim. Save
You have had payments for claims recouped because the insurance company was secondary the primary insurance company is denying the claims recouped due to timely filing Is there anything you can do?
If your health insurance is thru your employer, have them contact their account rep. These issuse can be magicaly resolved when it is time to renew the company policy, if the …rep is informed thast the company will seek another provider should it not be taken care of.
Within the 2 year contestibility period they usually do and have the right. Generally after that period of time a clean death certificate is usually adequate. It is also ro…utine for investigation in cases of foreign death or a death brought about in a non-natural manner. Answer If you have a life insurance claim that has been denied or is being delayed you should contact The Center for Life Insurance Disputes for a free consultation.
In most states in the U.S. An insurer has up to 60 days in which toinvestigate a loss and accept or deny a claim
Nothing prohibits an insurance company from denying a claim. An insurance policy is a legal contract binding on both parties. One party agrees to certain obligations such as t…elling the truth on the application for insurance and paying the premiums and the other party agrees to pay covered claims on a timely basis. As long as the insured meets their obligations under the policy the insurance company will meet their obligations.
A family member or the agent needs to inform the insurance company if a beneficiary deceased; They will mail a claim package to the insured family, and a copy of the death cer…tificate will be required.
The only step you have left is to sue the driver of the other vehicle. Keep in mind, it is your responsibility to prove that the other driver was at fault.
A claim can be denied for a number of reasons, but three examplesare" 1. The policy was not in force at the time of the loss. This canoccur if the policy never went into forc…e (such as due to the firstpremium not having been paid), or because it lapsed becausesubsequent premiums were not paid. 2. The terms of the policy did not cover the type of loss involved.Insurance policies are issued to provide protection for specifiedcategories of risks, If the loss did not fall within the ambit ofcoverage, it would be denied. Even if arguably within the scope ofcoverage, an exception or an exclusion to coverage, as stated inthe policy, may apply. 3. Misrepresentation of a material fact when applying for theinsurance. Insurers rely upon the truth of the answers given by theapplicant when issuing a policy. If a loss occurs and the insurerdiscovers that there had been a material misrepresentation of factwhen applying for the policy, coverage could be denied. Amisrepresentation is generally held to be material if, had atruthful answer been given to the question, the insurer would havenot issued the policy or, if it would have, only at a higherpremium.
Being going for legal tussle, it's better to approach InsuranceOmbudsman under whose jurisdiction your Insurance Co. falls withall papers/documents. However, their verdict wil…l be binding onboth you and your insurer.
If they denied that claim for cause, such as fraud, then there isnothing you can do. If they did not have cause, you can trycontacting the department of insurance in your stat…e. That is ofcourse, as long as you had comphrensive coverage on the policy. Ifyou did not have coverage, they do not have to pay for anything.