answersLogoWhite

0


Best Answer

That depends on the specific wording of your policy. Some auto policies cover only drivers specifically named in the policy. Others cover immediate family members of the primary insured, and some even cover anyone the primary insured allows to operate the vehicle. The only way to be sure is to review the policy. Insurers can be tricky, though. If you think this accident should be covered under your policy, but your insurer is denying coverage, it can be a costly mistake to try to fight it alone. Bite the bullet and have competent counsel review your policy, so you can make a well-informed decision whether to pursue the battle or cut your losses. The Service Exchange is a good resource for this kind of question; we have a number of insurance and legal folks who enjoy helping out and are willing to take the time for a little back-and-forth.

User Avatar

Wiki User

18y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What happens if a member of your family is not listed on the policy and has an accident?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

What happens when a family member impregnates another family member?

The baby will most likely have problems. Whatever you do...DON'T IN PREGNANT ANOTHER FAMILY MEMBER!


Do you have to add your teenage driver to your insurance?

Yes. Some states will not cover an accident if a household member is not listed on the policy.


What happens when a family member hits another family member car?

You each eat the damage or risk your insurance rates going up!


What typically happens when a family member has a drug problem with alcohol or drugs?

the family and kids are affected


Who was the last of teta elzbietas children and second member of the family to die?

The last of Teta Elzbieta's children was Antanas, and he was the second member of the family to die after Ona, who died in the meatpacking plant accident.


If you give a family member who has their own insurance policy permission to drive your car and they get into an accident which policy covers the accident?

the policy that covers the car that is being driven.


If your husband is arrested and he has your kids what happens?

you get your kids or they can be addopted or they can be sent to a family member.


What happens when cps takes you away?

they bring you to either a group home or to another family member. Once you get taken away from a family member by CPS, then you cant go back even if you got taken away by another family member.


Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?

you ni^^a


Can a spouse in Texas, sue for bodily injury as a passenger. in an auto accident caused by her husband. Is the BI reduced because it is a family member. We have 100/300 coverage. ?

This depends on what entity you were wanting to sue. Any coverage for injuries suffered should be covered in your auto policy. The BI is not reduced due to the family member causing the accident.


What coverage does American Family Insurance offer?

American Family Insurance offers a variety of health and dental insurance plans that help prevent future financial loss in case of an accident, illness, hospitalization or surgery. It prevents the costly expenditure if a member of a family becomes ill or involved in an accident.


If the owner of a car lets a family member drive register and insure a vehicle and the vehicle is in an accident can they be sued?

if the title is still in your name yes.