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I was 18 (still am) with technically no credit when I was approved for an auto loan without the help of a co-signer. Four months or so before taking out the auto loan I was approved for a small personal loan (~$1,200) from the same finance company as somewhat of a trust-builder I suppose. All I needed to start was collateral, which was the title to my step-father's car (with his permission of course).

So don't let anyone tell you it's not possible or hard to acheive, because even with this economic environment, I was still able to, and I had a rough job history through a couple temporary job agencies.

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Q: What is the lowest possible credit score you can have to get an auto loan with out a co signor?
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