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What will happen if someone sues your homeowners insurance How will this affect me?
Wiki User
∙ 10y ago
First the suit will not be filed against the insurance company but against you as the homeowner. Your insurance company will come in and protect you from the suit. This is covered under your liability section of the insurance policy. Your coverage includes legal fees in addition to the amount of coverage on your liability section.
Wiki User
∙ 10y ago
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What will happen if someone sues your homeowner insurance Will this affect you in the end?
No suit should be filed against your homeowners insurance but any liability suit would be filed against the homeowner themselves. At that point you would turn it over to your insurance company and they would take care of everything. The person suing would have to prove you were negligent for something causing damage to them.
Does homeowners insurance cover broken faucet?
No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners policy was designed to do.
Do you need sinkhole coverage on homeowners insurance?
It might be a good idea if you happen to live in sink hole territory.
If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?
It is possible that you have to be occupying the house to be covered by insurance. They see it as unprotected by the owner and anything could happen to it. I cant possibly be the first person to try and insure a property Im not occupying. Homeowners insurance covers your home, and a house you are renting to someone else is not your home. It can be insured, but you need a different policy.
What would happen if you are driving by yourself with a permit and no insurance and someone hits you?
your fcked basically
Will your homeowners insurance cover you if your house burns down as a result of neglect?
This could happen in some rare cases if the neglect is particularly "gross or egregious" in nature. Most homeowners policy forms do have language that releases the insurer from liability for certain types of Gross negligence.
How can someone replace your insurance card when it goes missing?
Life is crazy and sometimes, accidents happen and things get lost. If you happen to discover that you have lost your insurance card, you can contact your insurance provider for a new one. This should be done immediately.
Does homeowners insurance cover bodily injury to my mother from an accident within the residence?
Not unless you are somehow liable for your mothers injuries. Accidents happen everywhere, in the home, in the park, at church and on the sidewalks. Your moms existing medical insurance will see to her health needs.
Does your family have to keep up insurance on your moms home since she is in the nursing home?
You will need to speak with your insurance agent. Be very careful because the homeowners policy that she had states that once she moves out of the house an has been moved out for 90 days the homeowners policy ceases to provide coverage. You will need to purchase a vacant dwelling policy unless you happen to rent the home ot while she is in a nursing home.
Is someone elses property is stolen from my house am i responsible?
The question is not clear enough to answer completely. Why are other peoples "goods" on your property? Do you own a warehouse? A storage facility? Do you offer storage to these people for their goods? Or, did the goods just "happen" to coincidentally be there in the wrong place at the wrong time? In the first instances - you should have had insurance to cover the eventuality of theft. In the last case, your homeowners or business insurance should cover it.
If you let someone who has no insurance drive your car and they wreck it can you get sued or what will happen as far as the insurance coverage?
Your coverage should kick in - if it was a matter of fault, you will be in the driver's shoes unfortunately.
How long does a DUI that has been expunged stay on your record and can it affect getting new insurance?
10 years yes it will affect your DMV records Trust me it happen 2 me..good Luck.
