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All the property of the deceased goes into an "estate". This estate must be settled, property, debt, etc. Typically what happens if the debt is covered or not more than the property value, then it is up to the individual who wants the items that are available to petition the estate for it, also there is the opportunity to purchase it at an estate sale. You may want to talk to next of kin.

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Q: When someone dies and has no will who get the car that is still not totally paid for?
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What happens when someone dies in your car do you get paid?

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