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Anything that costs your insurance company money, or indicates that you are a greater risk for an insurance loss is likely to raise your rates.

If you loan your car to bad or unlucky drivers then you may see a rate increase.

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Q: Will your insurance go up if someone else was driving your car and had an accident?
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Related questions

If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.


What if you are driving someone else's car and you get in an accident that is your fault?

Their insurance would be primary and your insurance would be considered secondary when filing a claim.


If someone else was driving your car and got into an accident does the person who owns the car's insurance go up?

Yes.


How can you find out if the owner of the car has insurance if someone else was driving that hit you and didnt provide the proof of insurance?

whut if you were in a bus accident and the bus didnt get the insurance information


Are there policies or companies that cover anyone driving your vehicle?

If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.


If you have an accident while driving someone else's car does it effect your own insurance?

it might not affect you current policy but after renewal the points you received in that accident with Hurt you.


Am I insured if I have an accident while driving some else's car?

If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.


What type of car insurance is needed if you injure someone else in an accident?

naidu insurance


Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?

No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.


If someone else gets a ticket while driving your car will your insurance go up?

If they were driving it with your knowledge or permission, yes. Actually, no it won't. Each person is liable for their own actions, regardless of the car they are in. The driver's insurance will go up and would also be liable for any criminal acts. I would assume that if someone else is involved in an accident, while driving your car, your rates will go up? Your insurance will NOT be affected if someone used your car and got a citation BUT,,, If they had an accident and had NO insurance YOU would be involved. If your registration and or insurance is not up to date, you and the driver will pay some fines and get violation points for the above.


Would I be responsible if someone else is driving my car and they get into accident?

No. The driver is responsible.


What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?

They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.