Anything that costs your insurance company money, or indicates that you are a greater risk for an insurance loss is likely to raise your rates.
If you loan your car to bad or unlucky drivers then you may see a rate increase.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Their insurance would be primary and your insurance would be considered secondary when filing a claim.
Yes.
whut if you were in a bus accident and the bus didnt get the insurance information
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
it might not affect you current policy but after renewal the points you received in that accident with Hurt you.
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
naidu insurance
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
If they were driving it with your knowledge or permission, yes. Actually, no it won't. Each person is liable for their own actions, regardless of the car they are in. The driver's insurance will go up and would also be liable for any criminal acts. I would assume that if someone else is involved in an accident, while driving your car, your rates will go up? Your insurance will NOT be affected if someone used your car and got a citation BUT,,, If they had an accident and had NO insurance YOU would be involved. If your registration and or insurance is not up to date, you and the driver will pay some fines and get violation points for the above.
No. The driver is responsible.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.