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A car hits the rear of your car and runs but the owner of the vehicle calls the police and says a friend was driving his car and got hit and the person ran the owner says his insurance will not pay?
Wiki User
∙ 16y ago
Hopefully a police report was filed at the scene of the accident where you were allegedly hit. (?) Ask to see the owners police report of the accident where they claim you hit them. Always have a police report when any accident occurs - even if the car got a tiny itty bitty ding. An accident is an accident, and to protect your rights, you need to call the police and have that police report filed.
If none of that exists, then it becomes your word against another persons and can only be solved in a courtroom.
In normal situations, the vehicles owner is held liable for the actions of anyone who drives their car.
Wiki User
∙ 16y ago
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Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.
Do you have to have insurance full coverage if you are not driving a car that you are still paying on?
Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But, they told me that it doesn't matter! I should have had liability insurance anyways, if I was planning on driving someone Else's vehicle!
I was driving a friend's car and got into an accident what do i say to the insurance investigator?
The insurance for the vehicle you drove will be primary, your personal insurance will be secondary. Be honest and give them the info for the person who owns the car, and your personal insurance info.
A vehicle did damage to your fence on your property the insurance company is saying they are not liable because the person driving the vehicle was not supposed to be driving it?
When driving behind another vehicle at night,
Whose auto insurance will cover me if I am driving another person's car with a temporary license?
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?
The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and they then have unknown drivers driving insured vehicles.
If a person is driving their parents car under their parents' insurance and lets a friend borrow the car if the friend gets a ticket will the ticket affect the parents' or friend's insurance?
I believe the Parents insurance go up!
What if someine is driving your car and they do not have their own insurance and they get a speeding ticket does your insurance go up?
Yes it could, you a s the owner o f the vehicle are fully responsible for the car and the person who is driving it.
Auot insurance in MA and have no insurance?
If you do not own a car or live in a household with a car owner who is related to you, you don't actually need your own insurance as long as the person whose car you are driving has insurance. However, that is only true for the occasional trip in a friend's car. If you regularly use the vehicle you would need to get insured.
How do you cancel car insurance on a car that you own and insured that your spouse is driving in another state?
As long as the insurance is in your name only you just call the insurance companyBUTThis may be illegal unless the person driving the vehicle knows and agrees
Who is responsible if using another's vehicle whose insurance lapsed?
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Can you file an insurance claim against both the at fault drivers insurance and the owner of the car you were driving when the accident accured?
No, The at fault driver in the other vehicle is responsible for your losses. Not the person from who you borowed the car you were driving.
