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Q: Are insurance benefits void if spouse commits suicide in the state of Texas?
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Can you collect insurance benefits if your spouse commits suicide?

Generally, insurance policies exclude suicide. Check with your insurance company, as they are all different.


Can your beneficiary collect life-insurance benefits if spouse commits suicide in California?

That depends on the policy not the location. Most policies have a 2 year exclusion on suicide. After 2 years, suicide should also be covered. Consult your policy. mcdlife.com


Can you be removed from heath insurance by spouse without your permission?

Yes, especially if your spouse pays towards the insurance benefits out of his/her check.


Can a spouse keep military health insurance after divorce?

In the U.S. and Canada, a divorce normally disqualifies the spouse from military medical benefits.


When there is Life insurance on a spouse that has an ex-wife and minor child and spouse that dies is behind in child support can ex-wife take life insurance benefits that are the current spouses?

No, if she was the named beneficiary the benefits belongs to her, and she has no legal responsibility for the deceased's children.


Can wife collect life insurance if husband commits suicide?

Most of the time the answer is yes. There is a two year contestability clause on life insurance policies. If the policy is in force past this period then the insurance company is not allowed to contest the policy no matter what the situation. Even in cases where the person outright lied to the insurance company and thereby committed fraud the company will pay the benefits without regard. I have had one case in my time as an agent whereby a suicide occurred before this two year period was up. What happens in this case is that the insurance company will return all premiums paid by the insured plus interest. The spouse did not expect even this and was not asking that the policy benefits be paid. She was familiar with the clause and was happy to receive anything from this policy. She did receive payment from other policies he had because they were beyond the two year period. I hope this answered your question.


Does a surviving spouse pay income tax on proceeds from a life insurance policy?

Life Insurance benefits are usually not subject to taxes. It is a benefit, not a gift or income.


Can a spouse who pleads guilty to Vehicular Homicide Driver Intoxication claim the benefits of his spouse's life insurance that died in the accident?

Can always try. Spend the money quickly though...


What are the widow pension benefits?

Widow pension benefits are financial resources provided to widows to support them financially after the death of their spouse. These benefits can include a monthly pension payment, access to healthcare coverage, and survivor benefits from the deceased spouse's retirement or insurance plans. The eligibility criteria and amount of benefits can vary depending on the country and specific circumstances of the widow.


Railroad retirement benefits spouse benefits?

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Does an ex-spouse lose some of his Social Security benefits if the ex-wife collects on his SS while he is alive?

Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.


Can an insurance company deny health benefits to a spouse if they are employed?

Typically, if a person is insured under a company's group insurance plan it is up to the company as to how much of the premium the company wants to pay toward the employee's insurance. If the employee has a spouse it is also the choice of the company as to how much, IF ANY, the company will pay toward the spouse's premium. The company is not required to pay anything toward the cost of the spouse or children. In many cases, the spouse and children. or more precisely, the employee him/herself. must pay the additional premium.