There are many companies writing this type of liability insurance, although depending where you are in the country it can be a very limited number of choices. As I always recommend, working with an agent that specializes in this field can make the process much easier.
91580-0-Contractors - Executive Supervisors (Commercial Only) 91580-1-Contractors - Executive Supervisors (Residential or Mixed Residential/Commercial)
What your looking for is Commercial General Liability Insurance for contractors, not professional liability insurance.And Yes. Almost any Commercial lines carrier will provide CGL coverage as well..
Contractors general liability insurance is based on one of two things, total receipts or payroll and cost of subcontractors. Contractors general liability insurance covers a company if their employees get hurt on the job or cause damage to a property while working.
General building contractors build residential, industrial, and commercial buildings, while heavy construction contractors build structures such as roads, highways, and bridges.
Insurance class code 41620
You need a commercial general liability policy.
A Professional liability insurance Policy, as well as a contractors General Liability Insurance policy will provide coverage for the cost of legal defense.
Roofing - Residential
Contractors-SubContracted work-construction
Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.
Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.
It depends on the wording/coverages of the contractors policy.