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Depends on jurisdiction but generally the answer is NO.

It is unlawful for any repossession agent to enter closed or gated private property

without permission

The purchase of most vehicles are covered under civil contracts between the buyer and seller and therefore repossession falls under civil law in which a ruling to repossess a vehicle must be obtained from a court after a ruling in the favor of the seller.

Still gated property or closed door property cannot be lawfully entered without permission and in some jurisdictions disregard for this by a repossession agent can be considered home invasion in which lethal force could be used against.

Sellers however can and do sue. Police can only assist in protective measures for repossessions that occur on public property or private property in which permission is granted .

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Q: Are they allowed to call the police to repossess a motocycle from a close garage?
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