Seek an attorney for a lawsuit! Make sure you have all of these documents for proof. Good Luck with this process! Wanda Improve Credit, LLC
Technically you breached the contract with the lender if you did not make payments in 6 months. They actually have the right to NOT accept further payments from you. So yes, it can still be repossessed.
Yes, if other terms of the contract are breached, such as having no car insurance.
READ your CONTRACT. Its that simple. If you are in DEFAULT of the contract, they can repo the collateral.
As a rule, YES. Read the contract you signed for more info.
YES.
Technically yes - the vehicle can be repossessed if you are 'in default' of your obligations under the contract. So while the usual way to default on the contract is by missing payments, it is possible for you to be in default by another way, outlined in the contract you agreed to.
You get it back after meeting the terms of the contract. the LENDER will tell you how much it costs to get it back.
READ your contract. It should deal with that issue. If you meet the conditions set forth by the contract, YES, they can refuse.
In most instances when you get behind on your payments. The exact details of when the lender will repossess the vehicle is listed in the contract you signed when you took out the loan on the vehicle. Read your contract with the lender.
CALL a local attorney NOW. The part about "ahead on payments" scares me. How you determine you are "ahead" and how the lender determines that gets a lot of folks in trouble.
If you're asking whether the vehicle can be repossessed for non-payment, it can, regardless of who's supposed to be making payments. Whoever appears on the contract or paperwork for the car is responsible for the payment, regardless of what informal agreements may be in place.
If you weren't making your payments yes. It would only be repossessed if you weren't making your payments.