This is a very poor credit score. You can apply but it is unlikely you will get a loan without a cosigner. If you are able to get a loan without a cosigner your interest rate will be very high as compare to someone with a good credit score of over 700.
You have lot of options,
12%
593 bad. anything below 700.. The closer you are to 830 the better. For what ever reason the score run 830 to 330.
It seems that you would be able to qualify for some loan programs. You could possibly qualify for 100% Conventional financing as well as a FHA 203k loan.
I only know one score and it is not good - 593, but I have turned my life around and paid all (known) debt.
If that's a credit score or FICO score: then it's fair (not really good, not the worst). How do I improve so I can lower my mortgage and buy my daughter a car In 2009, in actuality, 593 is an inadequate credit score for most credit products. Many banks require at least a 620; many more require an even high score. The way to improve it is to continue pay your bills on time, don't miss ANY payments whatsoever, go over your credit report to make sure there aren't any accounts that are not yours, dispute the ones that are not yours, obtain a secured credit card and pay it ON TIME each month, and PAY YOUR BILLS ON TIME.
The positive integer factors of 593 are: 1, 593
An infinite number of of multiples of 593 can be divided by 593.
Every multiple of 593 is divisible by 593: 593, 1186, 1779, 2372, and so on.
593 is a prime number, so its only factors are 1 and 593.
There are loans available for people with poor credit scores like yours. Go to a mortgage professional who deals with "BCD" or "Sub-prime" loans and ask about what's available. There is a vast number of mortgages available in this market; it would be impossible to say offhand what's for you. Understand that you will be paying more, either through a higher rate or in other ways. The best thing for you is a non-profit organization called NACA. They assist you with your homebuying process. The website is www.naca.com it is awesome. I know 10 people who have bought their home via this program.
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