yes. A joint account simply allows the creditor to collect from either party. If you file a chapter 7 without the other other person, your liability on the debt will be discharged. Your discharge has no effect on the other person's liability for the debt.
Nope. And you shouldn't--it's unethical if not illegal.
Call you banks customers service and see. My bank allows my wife to deposit my payroll checks without my signature into our account.
No, but fraud isn't an impossibility.
Without a bank account, where can i get a medallion stamp?
Yes, if you know his bank account number. Deposit has no problem but withdrawal is not possible without authentic signature of the account holder.
You will have to check with your Institution to find out their policies to remove someones name from a joint bank account without their authorization.With most banks, you will have to have their signature to remove them from the account.
nope, there should be a signature of the other person. he/she can sue you if he knows it. then the person paid you can sue you too if he knows that the signature of the other owner wasn't there because the payment can be forfeited.
Yes, he can do that. A joint account is equally held/owned by both parties involved in the bank account. So each party can individually initiate banking transactions that can be done by any other customer who holds a single operating account. So in this case, either you or your husband can do this change of address thing without each other's knowledge or signature.
no, without a signature there is no agreement of it.
Technically speaking, the wife cannot open a bank account in your name without your signature. Either she needs your signature or she needs a power of attorney from you which gives her the legal right to act on her behalf. If she opened the account after a legal power of attorney, you cannot do anything. If she opened an account without that, then you can try to talk to your wife and try to settle things amicably. Else, you can register a formal complaint with both the bank and the police about forgery.
An antonym for "signature" is "anonymous," meaning without a signature or name.
If you use a persons signutare that is not yours it is considered forgary and if you are cuaght doing it you can spend a range of 5-10 years in prison.