answersLogoWhite

0


Best Answer

You haven't provided enough information and it's not that simple. You would be taking a serious risk since if the bank handed money over to you it can get a court order that recreates the mortgage. Also, the mortgage may have been recorded in the land records. Also, the mortgage may be found at some later date and you would be in serious financial difficulty if you defaulted on the loan.

You need to consult with an attorney.

User Avatar

Wiki User

12y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Can I stop paying my mortgage to the current bank if my loan documents can't be found?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Where can someone find reviews for the 125 Mortgage Refinance?

125% Mortgage refinancing is generally not recommended in the current economic climate. Reviews of 125 Mortgage refinance can be found online at Smart Money, Fox Business, and the Mortgage Professor.


What are the current mortgage interest rates for a Discounted mortgage?

The answer can be found in various mortgage rate comparison websites.The various comparison sites also give you an awareness and comparison of the different types of mortgages available.


What is the refinance rate for a 20 year mortgage?

There are many different rates associated with a mortgage. The current refinance rate for a 20-year mortgage can best be found on one's local financial institution's website.


Where can one find the Scotiabank mortgage calculator?

The Scotiabank mortgage calculator can be found right on the official Scotiabank site. The site also shows rates on current mortgage loans, from fixed rates to variable rates.


Where can current bankrate information be found?

Believe it or not current bankrate information can be found at the website by that very name. The website offers information on mortgage rates, credit card rates, and recent financial news.


Who is responsible for an existing mortgage on a life estate?

That is a good question, and it depends. If the mortgage was obtained before the life estate was created, but the life tennant and remainder men are "responsible" as the bank can forclose against the entire property. If it was after the life estate was created, then you will have to see if the mortgage attached only to the life estate or the remainder interest (or both.) These details can be found by looking at the title history for the property and the Deed of Trust (and any agreements between the current owners.) As these documents can be legally "dense", you should contact an attorney.


Where can a mortgage rate be found with data from today?

To find current, contemporary and up-to-date mortgage rates, one should visit provider webpages. For example, try money supermarket to get present-day rates and deals.


Where can a home mortgage refinancing lender be found?

If someone is interested in home mortgage refinancing, it is important to find a home mortgage refinancing lender. One can be found by going to mortgage calculator websites or mortgage review websites.


Can you recommend a website with current mortgage interest rates for different Loan to Value Ratios?

The best site I have found for this is zillow dot com. All you have to do is fill in some information on the specifics of the mortgage and your zip code and it will tell you what you want to know.


Where can mortgage brokers be found in Canada?

Mortgage brokers can be found at many banks, so go to your branch and ask to speak with one. They are also available online through True North Mortgage, and the website Mortgage Brokers Canada.


Where can I mortgage calculator my mortgage?

A mortgage calculator can be used to determine your mortgage payment after you provide a few simple details. These can be found on most mortgage loan websites or independently such as mortgagecalculator.org.


Where would a person find more information regarding subprime mortgage lenders?

A general tutorial on subprime mortgages can be found at Investopedia. For information about subprime mortgage lenders: MyFHA, Consumer Affairs and MTGProfessor all have information on current lenders, rates and terms.