Cars & Vehicles
Repossession
Loans

Can a car company repossess your car without getting a court order and contacting the police?

282930

Top Answer
User Avatar
Wiki User
Answered
2006-06-13 03:46:42
2006-06-13 03:46:42

Yes they can.They police do not need to be contacted nor a court order used because it involves contract law not criminal law.They may come on your(the loanee's)property to repo however they may not enter any structures nor cause any damage. Yes. Involving the police prior to the repo would constitute a wrongful repo. When you financed the car, you authorized the car company to repossess the vehicle if payments fell short. Ask yourself this, what would be cheaper, easier and less stressful? Paying the payments on time or going through the whole repo process? Hmmmm.....to me it would be the first one. Of course it's called self-help repossession. Most police departments do not require that you call and report anything unless there is no contact at the time of the pick-up. It's a good practice though to do it every time anyhow just so there is a record of the time and date. Plus it helps when idiots call it in stolen even when they know it was repossessed.

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions


ONLY if you can find someone to buy it without a title. NO buyer, NO seller.

All repossessions in the state of Wisconsin must have a valid repossession order, however police notification is not necessary. If your vehicle has been recovered by the lienholder, you may not receive the repossession notification immediately.

If you have any old PF slip or payslip, check if you can find it. Else, contacting your old company is the only option.

It is not possible to get sim cards without contacting your old phone company. This is because the sim card must be synced by your company.

Yep. It's their debt; why would someone need your permission to call you and bug you about something?

This is the lifeline of your company. Without getting your message out, you'll be out of business.

Yes it is it needs to be check through with company woooo Yes it is it needs to be check through with company woooo

Yes, they can. The car, while the finance company holds a lien on it, is the property of the finance company. As the person who damaged the car and brought it in to be repaired, responsibility for the bill falls on you.

That information is unlikely to be available, without contacting your credit card company to report fraudulent use.

Colds germs can live up to 48 hours on surfaces without contacting people.

You cannot file for divorce in the US without contacting your spouse unless they are declared dead or they cannot be located.

Usually not without getting fired. :(

That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.

No, not if the contract is in default. The lender/lienholder may repossess the vehicle under UCC laws as long as it can be accomplished without a breach of peace committed

You cannot change your username without contacting WikiAnswers/Answers.com. Please read the related link to read how to change your username.

Unless your city has a very strange ordinance, you can call the police without contacting the neighbor.

No they can not send you collection for the money they think you owe them , they must send you a notice or a letter first.

Contacting people without having to pay for stamps.

I am not sure that you can, but sometimes the lock has a keyhole at the back, if you can't find the key, try contacting the lock company, they might have an extra key :) Hope that helps :)

You can only repossess the car, you do not also gain possession of anything else that happened to be stored in the car, and the owner of those items is legally entitled to reclaim them without charge.

As soon as you have defaulted on the loan, a creditor can repossess your car. So 24 hours after you have failed to pay, they can repossess your vehicle without notifying you.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.